Urgent Search Home Loan Specialist

4 weeks ago

Mumbai, Maharashtra, India Roswalt Realty Full time
Job Description

Job Summary:

We are seeking an experienced and proactive Banking Manager to join our Collection Department. The ideal candidate will have a strong background in handling home loans, banking cases, and direct experience dealing with developers&apos lobby and financial institutions. This role requires excellent coordination, negotiation, and relationship management skills to ensure timely collections and effective bank liaisoning.

- Key Responsibilities:Home Loan Coordination:
- Liaise with banks and financial institutions for home loan processing for customers, ensuring timely disbursements and approvals.
- Developer Banking Cases:
- Handle all banking-related matters for the developer, including project funding, working capital arrangements, and compliance requirements.
- Collections Management:
- Follow up with banks for timely release of payments, disbursements, and outstanding dues. Ensure proper documentation and financial tracking.
- Relationship Management:
- Build and maintain strong relationships with bank officials, financial institutions, and NBFCs to facilitate smoother transactions and favorable terms.
- Documentation & Compliance:
- Ensure accurate maintenance of all banking documentation related to customer loans and developer finances. Stay updated with banking norms, RBI guidelines, and project approvals.
- Reporting & MIS:
- Prepare regular reports and MIS on collection status, disbursement schedules, and follow-up actions for management review.
- Internal Coordination:
- Work closely with Sales, CRM, Legal, and Finance teams to streamline banking processes and resolve loan-related issues efficiently.
- Required Skills & Qualifications:Graduate/Postgraduate in Finance, Banking, or a related field.
- Minimum 4 years of experience in banking operations, specifically related to home loans and developer banking.
- Strong understanding of real estate finance, loan disbursement processes, and collection strategies.
- Excellent communication, negotiation, and interpersonal skills.
- Proficient in MS Office (Excel, Word, PowerPoint) and ERP systems.
- Preferred Candidate Profile:Prior experience in a real estate company or working closely with real estate developers.
- Hands-on knowledge of project loan sanctioning and bank compliance processes.
- Ability to work under pressure and meet tight deadlines.

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