Sales Officer

3 weeks ago

Kannur, Kerala, India Bajaj Housing Finance Limited Full time

As a Sales Officer for Mortgage Loans your primary responsibility will be to drive mortgage loan sales within a designated region or market segment You will engage with potential clients assess their mortgage needs and guide them through the loan application process Your role will involve building and maintaining strong relationships with clients real estate agents and other referral sources to generate leads and expand the customer base Key Responsibilities 1 Client Engagement and Acquisition - Proactively identify potential clients who are in need of mortgage financing - Educate clients on the mortgage products available and recommend solutions that best fit their financial needs - Conduct thorough financial assessments and risk evaluations of potential borrowers 2 Sales and Negotiation - Meet or exceed sales targets for mortgage loans - Negotiate terms and conditions of mortgage loans with clients - Close sales and finalize loan agreements 3 Relationship Management - Build and maintain strong relationships with existing and potential clients - Collaborate with real estate agents builders developers and other referral sources to generate leads and expand the customer base - Act as a point of contact for clients throughout the loan application process 4 Compliance and Documentation - Ensure compliance with all relevant regulations and internal policies - Collect and verify necessary financial and credit documentation from clients - Work closely with underwriters and loan processors to ensure timely processing and closing of loans 5 Market Intelligence and Reporting - Stay updated on market trends competitor activities and regulatory changes affecting mortgage lending - Prepare regular reports and forecasts on sales performance pipeline status and market trends Requirements - Bachelor s degree in Finance Business Administration or a related field preferred - Proven experience in mortgage loan sales or financial services sales - Strong understanding of mortgage products regulations and market dynamics - Excellent communication negotiation and interpersonal skills - Ability to work independently and as part of a team - Results-oriented with a strong drive to achieve sales targets - Proficiency in MS Office and CRM software - Age must below 28 Years Old Benefits - Competitive salary and performance-based incentives - Health insurance and retirement benefits - Opportunities for career growth and professional development - Work-life balance initiatives Working Conditions - Typically office-based but may require travel to meet clients or attend networking events - Flexible working hours may be necessary to accommodate client schedules Join our team as a Sales Officer for Mortgage Loans and play a key role in helping clients achieve their homeownership dreams while contributing to the growth and success of our organization Apply now and embark on a rewarding career in mortgage lending Job Type Full-time Pay 15 000 00 - 25 000 00 per month Benefits Health insurance Life insurance Provident Fund Schedule Day shift Supplemental pay types Performance bonus Experience total work 2 years Preferred Willingness to travel 100 Preferred Work Location In person

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