Senior Credit Manager-hf Loan Against Property

3 weeks ago


Mumbai Maharashtra, India Kotak Mahindra Bank Full time

Job Category KMBL Degree Level Bachelor s Degree Role Credit Appraisal Loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities Under writing cases with desired level of quality and enabling achievement of Branch Business target by proper training Use performance history along with liquidity debt asset management and profitability ratios to assess creditworthiness in evaluation Stock on Hire Increase in volume of business Ensure that SOH increases pl confirm if this applies to CM role NPA trend Analyze the NPA trend like area industry sector etc Interact with Customers understand the business and regularly monitor delinquencies infants Infant loan which is less than 12 months NPA Ensure qualitative portfolio Ensure that there is no infant 12 months NPA Daily tasks Daily accessing the loan file Daily case discussion with Sales team Preparing credit underwriting for the cases assigned Personal discussion calls with customer financials banking Decision making with predefined TAT Tele-verification calls to the customer



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