Non-QM Underwriter

4 weeks ago

Ahmedabad, India TalentBridge Full time

Non- QM Underwriter

The Underwriter is responsible for assessing the risk of a borrower being able to repay their mortgage to the lender, decision the loan adhering to the regulatory guidelines and company policy & procedures.
Job Duties: Underwrite and decision Non-QM loans to comply with all applicable regulations. Should be able to underwrite all Tiers, including complex loan transactions. Maintain client SLA expectations: Achieves individual Underwriter quality benchmarks. Achieves individual production goals and turn times. In-depth Knowledge of Non-QM (mandatory). Knowledge of QM (Conventional) UW Guidelines would be an added advantage. Ensuring compliance with company policies and guidelines. Perform Income calculation, debt to income ratios, review/analyse complex asset statements, financial statements, as well as personal and business income tax returns to render a decision. Analyse appraisal report and collateral offered in the loan application to determine acceptability and appropriate loan to value ratios for decisions. Analyse and review title opinions for decisioning on all loan applications. Documenting and effectively communicating reasons for the approval/denial of loans. Decision and review completion of the required conditions to approve loan and communicate requirements to appropriate parties. Education and/or Experience: Graduation + years mortgage underwriting experience ((front-end & live UW)) Prior Supervisory skills are a plus. Language Skills: Strong written & verbal communication Proficiency in reading, writing & understanding English language. Ability to read, and interpret borrower documentation, company policies, procedures, guidelines, reports, and legal documents. Individual must have the ability to respond to common inquiries or complaints from clients. Strong email etiquette Others: Displays initiative and drive for results. Able to work independently. Problem solving and resolution skills. Proven decision-making skills. Proven quality acumen Ability to analyse data/reports and provide accurate assessments. Ability to work with minimal supervision. Organizational skills Good working knowledge of Microsoft Excel, Word, and Outlook

  • Non-QM Underwriter

    1 day ago

    Ahmedabad, India TalentBridge Full time

    Non- QM Underwriter The Underwriter is responsible for assessing the risk of a borrower being able to repay their mortgage to the lender, decision the loan adhering to the regulatory guidelines and company policy & procedures. Job Duties: Underwrite and decision Non-QM loans to comply with all applicable regulations. Should be able to underwrite all Tiers,...

  • Non Motor Underwriter

    4 weeks ago

    Ahmedabad, India EaseBiz FinTech Solutions LLP Full time

    Job Title: Junior Underwriter – Non-Motor Insurance Experience Required: 1–3 Years Qualification: B.Com / MBA (Marketing or Insurance) Industry: General Insurance (Non-Motor) Employment Type: Full-Time Job Summary: We are seeking a detail-oriented and analytical Junior Underwriter to support our Non-Motor Insurance underwriting team. The...

  • Underwriter

    7 days ago

    Ambli, Ahmedabad, Gujarat, India Envision Business Solution Pvt Ltd Full time

    The Underwriter is responsible for assessing the risk of a borrower being able to repay their mortgage to the lender, decision the loan adhering to the regulatory guidelines and company policy &, procedures as well. **Job Duties**: - Underwrite and decision loans to comply with state and federal regulations. Should be able to underwrite all Tiers,...

  • True Pay

    2 days ago

    Ahmedabad, India TruePay Finance Pvt Ltd Full time

    Description:About TruePay Finance Pvt. Ltd.TruePay Finance Pvt. Ltd. is a rapidly growing Non-Banking Financial Company (NBFC) offering diverse retail and MSME loan products including Personal Loans, MSME Loans, Microfinance, LAP, and Daily Collection Loans.We combine technology, data analytics, and customer-first lending models to make credit accessible to...

  • Credit Manager

    2 weeks ago

    Ahmedabad, Gujarat, India Kotak Mahindra Bank Full time ₹ 8,00,000 - ₹ 12,00,000 per year

    Credit Manager-SALARIED PL AND WORKING CAPITAL-Credit Credit Manager-Working Capital-Credit JOB DESCRIPTION Job Role :As part of Credit Team for Working Capital Finance • Managing team of Credit Managers • Underwriting & making proposals of Working Capital Finance ( Fund & Non Fund based ) • Under writing cases with desired level of quality and...

  • Back Office Executive

    2 weeks ago

    Satellite, Ahmedabad, Gujarat, India Engage Experts Full time

    Job Title**:Back Office Executive** Department**:Insurance - Non-life (Motor & Health)** Location: Shivalik Shilp, Opp Iscon Temple, Iscon Cross Road, Sarkhej-Gandhinagar Hwy, Ahmedabad, Gujarat 380015 **Work Schedule**: - Monday to Friday: 9:30 AM - 6:30 PM - Saturday: 9:30 AM - 03:00 PM - Sunday: Closed **Job Overview**: **Key Responsibilities**: -...

  • Collection Manager

    1 week ago

    Ahmedabad, Gujarat, India HDB Financial Services Full time ₹ 9,00,000 - ₹ 12,00,000 per year

    Role & responsibilitiesKey functions will be: Responsible for Bkt Collection and W-off recovery in Consumer Durable portfolio. Managing a Team of Collection Associates and agencies. Ensuring adequate manpower & Agencies for portfolio coverage meeting CAPE norms. Ensuring Mobile App usage is 100% and quality feedback/trails are updated. Specific focus on Non...

  • Analyst - US NMTC Asset Management (Night Shift)

    1 week ago

    Ahmedabad, Gujarat, India Find Good Resource Full time ₹ 15,00,000 - ₹ 28,00,000 per year

    We are seeking an Analyst to support its National New Markets Fund (NNMF) and its NMTC clients.The mission of NNMF and our clients is to invest in transformative projects that benefit both the borrowers low-income employees and the local community through positive economic and social impacts. Since 2006, NNMF has received New Markets Tax Credits (NMTC)...

  • Lead Java Developer

    2 weeks ago

    Ahmedabad, India BIG IT JOBS Full time

    About the Company :A dynamic mid-sized enterprise reinventing credit access through cutting-edge digital infrastructure. With around 400 employees spread across financial hubs, it empowers institutions, corporates, and diverse MSMEs via modular, data-driven platforms and white-label systems. Its solutions enable rapid underwriting, streamlined assessments,...

  • Hiring For Liability Pune

    2 weeks ago

    Ahmedabad, Chennai, Pune, India Bajaj General Insurance Ltd Full time ₹ 15,00,000 - ₹ 25,00,000 per year

    Risk Assessment and UnderwritingReview technical proposals received from various retail and corporate customers so as to ensure risk undertaken is as per guidelines.Evaluate proposal thoroughly considering past claims/cases and assess conformance with the set underwriting guidelines; seek more information on proposals, customers, if required.Conduct 360...