Non-QM Underwriter

1 day ago

Ahmedabad, India TalentBridge Full time

Non- QM Underwriter

The Underwriter is responsible for assessing the risk of a borrower being able to repay their mortgage to the lender, decision the loan adhering to the regulatory guidelines and company policy & procedures.
Job Duties: Underwrite and decision Non-QM loans to comply with all applicable regulations. Should be able to underwrite all Tiers, including complex loan transactions. Maintain client SLA expectations: Achieves individual Underwriter quality benchmarks. Achieves individual production goals and turn times. In-depth Knowledge of Non-QM (mandatory). Knowledge of QM (Conventional) UW Guidelines would be an added advantage. Ensuring compliance with company policies and guidelines. Perform Income calculation, debt to income ratios, review/analyse complex asset statements, financial statements, as well as personal and business income tax returns to render a decision. Analyse appraisal report and collateral offered in the loan application to determine acceptability and appropriate loan to value ratios for decisions. Analyse and review title opinions for decisioning on all loan applications. Documenting and effectively communicating reasons for the approval/denial of loans. Decision and review completion of the required conditions to approve loan and communicate requirements to appropriate parties. Education and/or Experience: Graduation + years mortgage underwriting experience ((front-end & live UW)) Prior Supervisory skills are a plus. Language Skills: Strong written & verbal communication Proficiency in reading, writing & understanding English language. Ability to read, and interpret borrower documentation, company policies, procedures, guidelines, reports, and legal documents. Individual must have the ability to respond to common inquiries or complaints from clients. Strong email etiquette Others: Displays initiative and drive for results. Able to work independently. Problem solving and resolution skills. Proven decision-making skills. Proven quality acumen Ability to analyse data/reports and provide accurate assessments. Ability to work with minimal supervision. Organizational skills Good working knowledge of Microsoft Excel, Word, and Outlook

  • Non Motor Underwriter

    1 day ago

    Ahmedabad, India EaseBiz FinTech Solutions LLP Full time

    Job Title: Junior Underwriter – Non-Motor Insurance Experience Required: 1–3 Years Qualification: B.Com / MBA (Marketing or Insurance) Industry: General Insurance (Non-Motor) Employment Type: Full-Time Job Summary: We are seeking a detail-oriented and analytical Junior Underwriter to support our Non-Motor Insurance underwriting team. The...

  • Credit Manager

    2 days ago

    Ahmedabad, Gujarat, India Kotak Mahindra Bank Full time ₹ 8,00,000 - ₹ 24,00,000 per year

    Credit Manager-HOUSING FINANCE-Credit JOB DESCRIPTION Job Role :As part of Credit Team for Working Capital Finance • Managing team of Credit Managers • Underwriting & making proposals of Working Capital Finance ( Fund & Non Fund based ) • Under writing cases with desired level of quality and enabling achievement of branch business target by proper...

  • Credit Manager-SALARIED PL AND WORKING CAPITAL-Credit

    4 weeks ago

    Ahmedabad, Gujarat, India Kotak Mahindra Bank Limited Full time

    Job DescriptionCredit Manager-Working Capital-CreditJOB DESCRIPTIONJob Role :As part of Credit Team for Working Capital Finance. Managing team of Credit Managers. Underwriting & making proposals of Working Capital Finance ( Fund & Non Fund based ). Under writing cases with desired level of quality and enabling achievement of branch business target by proper...

  • Collection Manager

    2 weeks ago

    Ahmedabad, India HDB Financial Services Full time

    Role & responsibilities Key functions will be:Responsible for Bkt Collection and W-off recovery in Consumer Durable portfolio.Managing a Team of Collection Associates and agencies.Ensuring adequate manpower & Agencies for portfolio coverage meeting CAPE norms.Ensuring Mobile App usage is 100% and quality feedback/trails are updated.Specific focus on Non...

  • Collection Manager

    4 days ago

    Ahmedabad, Gujarat, India HDB Financial Services Full time ₹ 9,00,000 - ₹ 12,00,000 per year

    Role & responsibilitiesKey functions will be: Responsible for Bkt Collection and W-off recovery in Consumer Durable portfolio. Managing a Team of Collection Associates and agencies. Ensuring adequate manpower & Agencies for portfolio coverage meeting CAPE norms. Ensuring Mobile App usage is 100% and quality feedback/trails are updated. Specific focus on Non...

  • Analyst - US NMTC Asset Management (Night Shift)

    2 weeks ago

    Ahmedabad, India Find Good Resource Full time

    We are seeking an Analyst to support its National New Markets Fund (NNMF) and its NMTC clients. The mission of NNMF and our clients is to invest in transformative projects that benefit both the borrowers low-income employees and the local community through positive economic and social impacts. Since 2006, NNMF has received New Markets Tax Credits (NMTC)...

  • Analyst - US NMTC Asset Management (Night Shift)

    2 days ago

    Ahmedabad, Gujarat, India Find Good Resource Full time ₹ 15,00,000 - ₹ 28,00,000 per year

    We are seeking an Analyst to support its National New Markets Fund (NNMF) and its NMTC clients.The mission of NNMF and our clients is to invest in transformative projects that benefit both the borrowers low-income employees and the local community through positive economic and social impacts. Since 2006, NNMF has received New Markets Tax Credits (NMTC)...

  • Lead Java Developer

    4 weeks ago

    Ahmedabad, Gujarat, India BIG IT JOBS Full time

    About the Company :A dynamic mid-sized enterprise reinventing credit access through cutting-edge digital infrastructure. With around 400 employees spread across financial hubs, it empowers institutions, corporates, and diverse MSMEs via modular, data-driven platforms and white-label systems. Its solutions enable rapid underwriting, streamlined assessments,...

  • Insurance Sales Advisor

    4 days ago

    Ahmedabad, India Curbwaste Full time

    **Job description** **Please note this opening is with one of our client in Insurance Domain** **Job Purpose Statement (Summarize in one/two statements why this job exists and the contribution makes to the overall business of the company).** Ø To develop Non - M & M commercial business to increase our visibility in the corporate segment. Ø Handle the...

  • Relationship Executive

    2 weeks ago

    Ahmedabad, India Engage Experts International Full time

    Job Title: Relationship Executive – General Insurance Department: Sales Location: Ahmedabad, Himmatnagar, Baroda, Gandhidham, and Surat Office Timing:Monday to Friday: (9:30 AM – 6:30 PM) Saturday: (9:30 AM – 3:00 PM) Overview: We are hiring Relationship Executive to join our growing General Insurance sales team. This role involves new client...