Non-QM Underwriter
7 days ago
Non- QM Underwriter The Underwriter is responsible for assessing the risk of a borrower being able to repay their mortgage to the lender, decision the loan adhering to the regulatory guidelines and company policy & procedures. Job Duties: Underwrite and decision Non-QM loans to comply with all applicable regulations. Should be able to underwrite all Tiers, including complex loan transactions. Maintain client SLA expectations: Achieves individual Underwriter quality benchmarks. Achieves individual production goals and turn times. In-depth Knowledge of Non-QM (mandatory). Knowledge of QM (Conventional) UW Guidelines would be an added advantage. Ensuring compliance with company policies and guidelines. Perform Income calculation, debt to income ratios, review/analyse complex asset statements, financial statements, as well as personal and business income tax returns to render a decision. Analyse appraisal report and collateral offered in the loan application to determine acceptability and appropriate loan to value ratios for decisions. Analyse and review title opinions for decisioning on all loan applications. Documenting and effectively communicating reasons for the approval/denial of loans. Decision and review completion of the required conditions to approve loan and communicate requirements to appropriate parties. Education and/or Experience: Graduation + years mortgage underwriting experience ((front-end & live UW)) Prior Supervisory skills are a plus. Language Skills: Strong written & verbal communication Proficiency in reading, writing & understanding English language. Ability to read, and interpret borrower documentation, company policies, procedures, guidelines, reports, and legal documents. Individual must have the ability to respond to common inquiries or complaints from clients. Strong email etiquette Others: Displays initiative and drive for results. Able to work independently. Problem solving and resolution skills. Proven decision-making skills. Proven quality acumen Ability to analyse data/reports and provide accurate assessments. Ability to work with minimal supervision. Organizational skills Good working knowledge of Microsoft Excel, Word, and Outlook
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Underwriter
2 weeks ago
Ambli, Ahmedabad, Gujarat, India Envision Business Solution Pvt Ltd Full timeThe Underwriter is responsible for assessing the risk of a borrower being able to repay their mortgage to the lender, decision the loan adhering to the regulatory guidelines and company policy &, procedures as well. **Job Duties**: - Underwrite and decision loans to comply with state and federal regulations. Should be able to underwrite all Tiers,...
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Underwriter
2 days ago
Ambli, Ahmedabad, Gujarat, India Envision Business Solution Pvt Ltd Full timeThe Underwriter is responsible for assessing the risk of a borrower being able to repay their mortgage to the lender, decision the loan adhering to the regulatory guidelines and company policy &, procedures as well. **Job Duties**: - Underwrite and decision loans to comply with state and federal regulations. Should be able to underwrite all Tiers,...
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True Pay
2 weeks ago
Ahmedabad, India TruePay Finance Pvt Ltd Full timeDescription:About TruePay Finance Pvt. Ltd.TruePay Finance Pvt. Ltd. is a rapidly growing Non-Banking Financial Company (NBFC) offering diverse retail and MSME loan products including Personal Loans, MSME Loans, Microfinance, LAP, and Daily Collection Loans.We combine technology, data analytics, and customer-first lending models to make credit accessible to...
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Credit Manager-Working Capital-Credit
1 day ago
Ahmedabad, Gujarat, India Kotak Mahindra Bank Full timeDescriptionWe are seeking a qualified and experienced Credit Manager to lead a team of credit professionals in underwriting and managing proposals for Working Capital Finance, including both fund and non-fund based products. The role involves evaluating customer proposals, structuring deals, and ensuring high-quality credit decisions within defined...
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Business Development Manager
2 days ago
Ahmedabad, Gujarat, India Tashiv Ventures Full timeLooking to hire Business Development Manager for following: 1.Liability line of business - will be handling both BD & underwriting 2.General Insurance - will handling EB as well as Non-EB Business Employee Benefits Insurance (From TPA Industry) Required Candidate profileAt least 3+ years of relevant experience mandatory
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Ahmedabad, Gujarat, India Kotak Mahindra Bank Full timeDescriptionCredit ManagerJob Role :As part of Credit Team for Working Capital Finance• Managing team of Credit Managers• Underwriting & making proposals of Working Capital Finance ( Fund & Non Fund based )• Under writing cases with desired level of quality and enabling achievement of branch business target by proper training.• Visiting customers for...
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Ahmedabad, India Kotak Mahindra Bank Limited Full timeJob Description Credit Manager Job Role :As part of Credit Team for Working Capital Finance . Managing team of Credit Managers . Underwriting & making proposals of Working Capital Finance ( Fund & Non Fund based ) . Under writing cases with desired level of quality and enabling achievement of branch business target by proper training. . Visiting customers...
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Ahmedabad, India Skill Ventory Full timeRoles and Responsibilities RBG Business under Commercial Banking at Kotak Mahindra Bank caters to all the working capital requirements of Commercial Vehicles / Construction Equipment (Infrastructure) / Dealer Finance segments. TDF business caters to funding requirements of Auto / Tractor dealers in rural / semi rban regions. To provide sound, independent...
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Data Entry Executive
2 weeks ago
Ahmedabad, Gujarat, India Hremedies Full time**Shifts**: 15k gross for the **Day shift**: 10.00 AM To 7.30 PM **Flexible Shift ( Noon, Night & Moonlight )** 15k gross +5 k allowances for Noon & Night **Moonlight( 8.30 PM TO 6.00 AM )** 15k gross+7.5k allowances for Moonlight shift **Education**: B.COM, BBA, MBA (Any graduate Non-Technical - Graduation compulsory ) **Responsibilities**: -...
