Non-QM Underwriter

1 day ago

Ahmedabad, India TalentBridge Full time

Non- QM Underwriter

The Underwriter is responsible for assessing the risk of a borrower being able to repay their mortgage to the lender, decision the loan adhering to the regulatory guidelines and company policy & procedures.
Job Duties: Underwrite and decision Non-QM loans to comply with all applicable regulations. Should be able to underwrite all Tiers, including complex loan transactions. Maintain client SLA expectations: Achieves individual Underwriter quality benchmarks. Achieves individual production goals and turn times. In-depth Knowledge of Non-QM (mandatory). Knowledge of QM (Conventional) UW Guidelines would be an added advantage. Ensuring compliance with company policies and guidelines. Perform Income calculation, debt to income ratios, review/analyse complex asset statements, financial statements, as well as personal and business income tax returns to render a decision. Analyse appraisal report and collateral offered in the loan application to determine acceptability and appropriate loan to value ratios for decisions. Analyse and review title opinions for decisioning on all loan applications. Documenting and effectively communicating reasons for the approval/denial of loans. Decision and review completion of the required conditions to approve loan and communicate requirements to appropriate parties. Education and/or Experience: Graduation + years mortgage underwriting experience ((front-end & live UW)) Prior Supervisory skills are a plus. Language Skills: Strong written & verbal communication Proficiency in reading, writing & understanding English language. Ability to read, and interpret borrower documentation, company policies, procedures, guidelines, reports, and legal documents. Individual must have the ability to respond to common inquiries or complaints from clients. Strong email etiquette Others: Displays initiative and drive for results. Able to work independently. Problem solving and resolution skills. Proven decision-making skills. Proven quality acumen Ability to analyse data/reports and provide accurate assessments. Ability to work with minimal supervision. Organizational skills Good working knowledge of Microsoft Excel, Word, and Outlook

  • Non-QM Underwriter

    3 days ago

    Ahmedabad, Gujarat, India TalentBridge Full time

    Non- QM UnderwriterThe Underwriter is responsible for assessing the risk of a borrower being able to repay their mortgage to the lender, decision the loan adhering to the regulatory guidelines and company policy & procedures.Job Duties: Underwrite and decision Non-QM loans to comply with all applicable regulations. Should be able to underwrite all Tiers,...

  • Non-QM Loan Specialist

    3 days ago

    Ahmedabad, Gujarat, India beBeeRisk Full time ₹ 60,00,000 - ₹ 1,20,00,000

    Non-QM Underwriter Role Overview:We are seeking an experienced and skilled Non-QM Loan Specialist to join our team. This key role involves reviewing loan applications, assessing risk, and making informed decisions that align with regulatory guidelines and company policies.Key Responsibilities:Assessing complex financial data, including income calculation,...

  • Underwriter

    3 days ago

    Ambli, Ahmedabad, Gujarat, India Envision Business Solution Pvt Ltd Full time

    The Underwriter is responsible for assessing the risk of a borrower being able to repay their mortgage to the lender, decision the loan adhering to the regulatory guidelines and company policy &, procedures as well. **Job Duties**: - Underwrite and decision loans to comply with state and federal regulations. Should be able to underwrite all Tiers,...

  • Junior Underwriter

    3 days ago

    Ellisbridge, Ahmedabad, Gujarat, India EaseBiz Placement Full time

    **Job Title**: Junior Underwriter - Non-Motor Insurance **Experience**: 1-3 Years **Qualification**: B.Com / MBA (Marketing/Insurance) **Industry**: General Insurance **Location**: CG Road, Ellisbridge, Ahmedabad **Responsibilities**: - Evaluate risk proposals and underwriting documents - Analyze client history and prepare quotations/policies - Ensure...

  • Senior Marine Underwriter

    6 days ago

    Ahmedabad, Gujarat, India beBeeRisk Full time ₹ 1,04,000 - ₹ 1,30,878

    Marine Underwriting Portfolio ManagerDevelop and maintain a comprehensive marine underwriting portfolio that ensures compliance with regulatory requirements and company policies.The ideal candidate will have a strong understanding of marine cargo insurance products and services, as well as excellent analytical skills for evaluating risks and making sound...

  • Expert Underwriter

    6 days ago

    Ahmedabad, Gujarat, India beBeeUnderwriter Full time ₹ 15,00,000 - ₹ 20,00,000

    Key Roles and Responsibilities:To convert experienced underwriting knowledge into training materials, playbooks, and quality standards that enable community reviewers to learn and improve their skills.Main Accountabilities:Design and deliver training programs to teach underwriting basics to non-specialists, covering topics such as FOIR/DTI, LTV, income...

  • Zonal Health Underwriter

    3 days ago

    Ahmedabad, India Bajaj Allianz General Insurance Company Full time

    : **Product Planning** - Drive increase in the top line / sales target of the channel for the product; Monitor performance of top performers and analyze their growth patterns; Monitor inactive advisors, seek approaches to increase their participation and thereby increase contribution towards product sales Interact with high performing advisors, to...

  • Non Motor Insurance Broker

    2 weeks ago

    Ahmedabad, India Linear IT Solution and Staffing Services Full time

    **JOB PROFILE: INSURANCE CUSTOMER SERVICE REPRESENTATIVE** Experience: 3-7 Years in General Insurance **RESPONSIBILITIES**: - Learning and understanding company insurance products. - Working on renewal of clients coordinate with customer - Accessing customer accounts and policy schedules. - Providing customers with detailed information about policies and...

  • Credit Manager-SALARIED PL AND WORKING CAPITAL-Credit

    2 weeks ago

    Ahmedabad, Gujarat, India Kotak Mahindra Bank Limited Full time

    Job DescriptionCredit Manager-Working Capital-CreditJOB DESCRIPTIONJob Role :As part of Credit Team for Working Capital Finance. Managing team of Credit Managers. Underwriting & making proposals of Working Capital Finance ( Fund & Non Fund based ). Under writing cases with desired level of quality and enabling achievement of branch business target by proper...

  • Strategic Corporate Credit Specialist

    6 days ago

    Ahmedabad, Gujarat, India beBeeCreditAnalyst Full time ₹ 15,00,000 - ₹ 20,00,000

    Job Role: Credit AnalystOur team is seeking an experienced Credit Analyst to join our corporate credit team. The successful candidate will be responsible for preparing credit appraisal notes, discussing terms and conditions with businesses, and monitoring accounts based on agreed-upon terms.The ideal candidate will have experience in credit underwriting,...