Credit Manager-AGRI-FIN-TRACTOR LOANS AND RETAIL(TFE)-Credit

1 day ago


Ahmadnagar, Maharashtra, India Kotak Mahindra Bank Full time ₹ 5,00,000 - ₹ 15,00,000 per year
Description

Credit Manager

Job Role :As part of Credit Team for Working Capital Finance

• Managing team of Credit Managers

• Underwriting & making proposals of Working Capital Finance ( Fund & Non Fund based )

• Under writing cases with desired level of quality and enabling achievement of branch business target by proper training.

• Visiting customers for personal discussions and  deal structuring 

• Studying monitoring reports & keeping track of portfolio quality. Taking necessary steps to ensure that the required quality levels are maintained

• To evaluate proposals of customers for Home Loans, Loan against Property

• Decision making within defined TAT

• Understanding of property related aspects (like legal title and market value of the property) is an added advantage

• Coordinating with sales, operations, legal, technical and customer service
 


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