True Pay

3 weeks ago

Ahmedabad, India TruePay Finance Pvt Ltd Full time

Description:About TruePay Finance Pvt. Ltd.TruePay Finance Pvt. Ltd. is a rapidly growing Non-Banking Financial Company (NBFC) offering diverse retail and MSME loan products including Personal Loans, MSME Loans, Microfinance, LAP, and Daily Collection Loans.We combine technology, data analytics, and customer-first lending models to make credit accessible to underserved segments across India.We are building the next-generation digital lending ecosystem, and we invite dynamic, analytical minds from IIMs to be part of our growth journey.Role Overview:As a Credit Officer (Underwriter), you will be responsible for credit evaluation, risk assessment, and underwriting of loan applications.You will play a critical role in maintaining portfolio quality, balancing risk with business growth, and driving efficient credit processes.Key Responsibilities:- Analyze borrower profiles, income documents, bank statements, and financials.- Evaluate creditworthiness using data-driven and judgmental analysis.- Recommend loan approvals or rejections as per internal policies.- Collaborate with Sales, Risk, and Operations teams to ensure smooth loan processing.- Assist in developing and refining credit policies and risk models.- Monitor loan book performance and support portfolio analytics.Desired Candidate Profile:- MBA / PGDM (Finance or Banking specialization preferred).- Strong analytical, quantitative, and decision-making skills.- Knowledge of financial ratios, cash flow analysis, and credit risk fundamentals.- Excellent communication and documentation skills.- Familiarity with NBFC operations, digital lending, or credit assessment (preferred but not mandatory for freshers).Why Join TruePay Finance?:- Opportunity to work in a fast-growing NBFC with a strong digital focus.- Exposure to real-world lending analytics and credit structuring.- Direct mentorship from senior finance and risk professionals.- Rapid career progression based on Competitive package with performance-linked incentives.- Additional benefits as per company policy. (ref:iimjobs.com)

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