Credit & Risk Strategist

3 days ago

Visakhapatnam, India PLEXO HR Solutions Full time

Job Mode:Work From Office Job Type : Full-time Working Days:5 Industry:FintechAbout the Company: It is a publicly listed, tech-first NBFC powering India’s digital lending revolution.We’ve scaled rapidly by building a 100% digital, zero-manual-intervention lending backbone. Now, as we step into our 10 → 100 growth journey, we’re looking for someone hungry to own finance, drive growth, and sit at the heart of decision-making.What You’ll Do: ● Develop and managecredit strategies for unsecured personal loans . ● Work ondigital underwriting processesand real-time decision engines to support faster, smarter credit decisions. ● Collaborate with product and data teams to strengthen risk assessment frameworks. ●Oversee key parts of the loan lifecycle , including disbursement, repayment, and collections. ● Monitorportfolio performanceand formulate risk mitigation measures. Stay informed about regulatory updates, credit trends, and industry benchmarks.What We’re Looking For: ●Minimum 5+ experience in unsecured personal loans , preferably in a digital lending environment. ● Strong understanding of digital lending platforms, including underwriting and designing credit policies. ●Experience working with a fintech or NBFC , ideally one with its own consumer-facing app. ● Analytical mindset and the ability to work with large datasets to make informed decisions. ● Strong communication and collaboration skills.Why Join Us? ● Competitive salary and benefits. ● Work directly with our CEO and CFO in a high-impact, fast-growing fintech environment. ● A fast-paced, collaborative culture that values innovation, ownership, and bold thinking.

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