Head of Product Management Function
4 days ago
Role Overview
We are looking for a strategic and execution-driven Head of Product Management to lead
the development and growth of our lending SaaS platform. This role requires deep
expertise in digital lending, AI/ML-based credit assessment, regulatory compliance, and
product-led growth strategies. The ideal candidate will drive product innovation, roadmap
execution, and customer adoption while working closely with cross-functional teams.
Key Responsibilities
Product Strategy & Leadership
· Define and execute the product vision, roadmap, and go-to-market strategy for our lending SaaS offerings.
· Drive innovation in AI-driven underwriting, loan origination, credit assessment,
· BNPL, embedded lending, and risk analytics.
· Ensure products comply with RBI guidelines, credit risk norms, and global lending regulations.
· Collaborate with C-suite, sales, engineering, data science, and compliance to align product goals with business objectives.
Customer-Centric Product Development
· Engage with banks, NBFCs, digital lenders, and fintech partners to understand market needs and pain points.
· Build a best-in-class Loan Management System (LMS), Credit Decisioning Engine,and Digital Lending Platform.
· Leverage AI, machine learning, and alternative credit scoring to enhance lendingefficiency and risk assessment.
· Prioritize scalability, security, and API-first architecture to support integrations with financial ecosystems.
Execution & Go-To-Market (GTM) Strategy
· Define product pricing, packaging, and positioning to maximize adoption and
revenue growth.
· Drive product adoption through UX/UI improvements, self-serve onboarding, and
data-driven decision-making.
· Partner with marketing and sales teams to craft compelling narratives, case studies,and thought leadership content.
Data & AI-Driven Decision Making
· Implement AI-powered insights, automated credit scoring, fraud detection, and
predictive analytics.
· Optimize loan origination workflows, credit risk assessment models, and
collections automation.
· Monitor KPIs like conversion rates, NPL reduction, and time-to-loan approval to
drive continuous improvement.
Team Building & Mentorship
· Build and lead a high-performing product team consisting of PMs, UX designers, and data analysts.
· Foster a culture of agility, experimentation, and cross-functional collaboration.
Qualifications & Skills
· 15+ years of experience in product management, preferably in fintech, lending SaaS, or financial services.
· Strong domain expertise in digital lending, loan origination, underwriting models, and credit risk.
· Experience in AI/ML-driven credit assessment, embedded finance, and open banking APIs.
· Deep understanding of regulations, KYC/AML, credit bureau integrations, and lending compliance.
· Proven track record of building scalable SaaS platforms with B2B enterprise adoption.
· Exceptional analytical, problem-solving, and stakeholder management skills.
· Experience working with engineering, data science, and GTM teams in an agile
environment.
· Bachelor's or Master's degree in Engineering, Business, Finance, or a related field.
Preferred Experience
· Experience working with neo-banks, NBFCs, or large financial institutions.
· Exposure to AI-powered risk modeling and alternative credit scoring.
· Familiarity with loan servicing, collections automation, and BNPL products.
Why Join Us?
Be at the forefront of fintech innovation in digital lending.
Work with top banks, NBFCs, and financial institutions to transform lending.
Opportunity to lead and scale a high-growth SaaS product in a competitive market.
Collaborate with a passionate, mission-driven team pushing boundaries in fintech.
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