Regional Credit Manager

3 weeks ago


Greater Ahmedabad Area, India RATNAAFIN CAPITAL Full time

Job Responsibilities:


Functional Requirements:


  • Responsible for assessing customers sourced by the Sales team in line with the credit policy, and determine deviations and exceptions.
  • Handling credit underwriting of Affordable Home Loans in the mapped region including visiting the customers.
  • Analyse delinquencies vs market trends specific to the location and provide related feedback to the sales /credit managers, including taking corrective action.
  • Functionally manage the branch credit team for prompt and quality credit processing, adhering to the credit policy and defined processes & providing necessary approvals in line with the credit policy


Team Management:


  • Mentor and guide the branch credit manager for attainment of set targets, discipline, process compliance and adherence to company's rules and regulations.
  • Monitor productivity of branch credit manager and conduct periodic branch visits for supervision and better oversight.
  • Training to Credit & Branch distribution team on monthly basis on Credit policy, latest amendments, improvement areas & collecting constructive feedback.


Policy & Product Development:


  • Identify areas of improvement in the existing process of Credit underwriting, Risk management & Operations & its implementation.
  • Reviewing the Credit policies of other competitors to keep the Credit policy of the organization as per market standard, collecting the feedbacks on competitors’ policies & portfolio.
  • Formulation of Credit policy within regulatory parameters & risk appetite of the organization.
  • Ensure implementation & adherence of Credit policy through training of Sales, Credit & Operations team.
  • Taking constant feedback from the team to clear any bottlenecks, solving issues & ensuring least attrition in the location.


Portfolio Management:


  • Reviewing the portfolio monthly including analysis on the delinquent cases and suggest changes in current Credit policy.
  • Managing the changes in Credit policy as per market requirement to maintain healthy portfolio quality.



Desired Skills:


  • CA/CFA.
  • Experience as a Regional or Cluster Credit Manager in Affordable Home Loan segment will be preferred
  • Experience in End-to-End processing of loan proposals.


  • Credit Manager

    2 weeks ago


    Greater Bengaluru Area, India Propelld Full time

    Overview:We are seeking an experienced and detail-oriented Credit Manager to join our growing team at Propelld. The Credit Manager will play a crucial role in evaluating and managing credit risks associated with our student lending portfolio. This individual will be responsible for assessing creditworthiness, developing credit policies, and ensuring...

  • Area Credit Manager

    7 days ago


    Greater Kolkata Area, India Waytogo Consultants Full time

    Driving Credit Operations for LAP Loan & Home Loan for AreaDriving and Monitoring team of executivesEvaluating credit proposals covering financial, business and industrial risk & decisioning of the LAP loan.Verifying borrowers’ track record & ascertaining their credit worthiness.Analysis of the financial statements of the prospective customer to identify...

  • Credit Manager

    2 weeks ago


    Bangalore Metropolitan Area, India Propelld Full time

    Overview:We are seeking an experienced and detail-oriented Credit Manager to join our growing team at Propelld. The Credit Manager will play a crucial role in evaluating and managing credit risks associated with our student lending portfolio. This individual will be responsible for assessing creditworthiness, developing credit policies, and ensuring...

  • Credit Controller

    4 weeks ago


    Ahmedabad, Gujarat, India VIMDHYA SERVICES Full time

    Educational Qualification -Bachelors/ Masters/ Diploma in Finance, accounting or Mathematics Technical Skills Proficiency on Account software, Basic Computer Knowledge, Understand legal complexities Determining credit limits and costumer creditworthiness. To reduce credit risk and increase the effectiveness of collection efforts Monitor customer KYC...

  • Regional Sales Manager

    17 hours ago


    Greater Chennai Area, India Purafil, Inc. Full time

    Purafil, part of Filtration Group, is the global leader in gas phase (chemical) filtration technology. Our products and solutions are targeted towards providing superior levels of indoor air quality in a variety of environments including but not limited to oil & gas; water treatment; heavy manufacturing; electronics & semiconductor manufacturing; data...


  • ahmedabad, India Skill Ventory Full time

    Roles and Responsibilities RBG Business under Commercial Banking at Kotak Mahindra Bank caters to all the working capital requirements of Commercial Vehicles / Construction Equipment (Infrastructure) / Dealer Finance segments. TDF business caters to funding requirements of Auto / Tractor dealers in rural / semi rban regions. To provide sound,...


  • ahmedabad, India Skill Ventory Full time

    Roles and Responsibilities Min. 7 years of lending work ex, of which recent (min.) 3-4 years' exp should be in LAP to SENP segment Should have sound exposure to various sourcing models for LAP business- DSA, CA connectors, Direct sourcing, Cross Sell (DSA being primary requirement) Should have hands on working exposure to atleast 2 cities (or top...

  • Cluster Credit Manager

    2 months ago


    Ahmedabad, India Ratnaafin Capital Pvt Ltd Full time

    Qualification: CA or MBA- Finance is desirable.Preference: Min. 4 to 5 years’ experience in high value SME underwriting.Primary Responsibilities:Responsible for underwriting secured and unsecured proposals for loan customers as per the laid down policies procedure to honor the agreed SLAs and manage area business volumes.Supervise a team of credit...

  • Cluster Credit Manager

    2 months ago


    ahmedabad, India Ratnaafin Capital Pvt Ltd Full time

    Qualification: CA or MBA- Finance is desirable. Preference: Min. 4 to 5 years’ experience in high value SME underwriting. Primary Responsibilities: Responsible for underwriting secured and unsecured proposals for loan customers as per the laid down policies procedure to honor the agreed SLAs and manage area business volumes. Supervise a team of credit...


  • ahmedabad, India IDFC FIRST Bank Full time

    Role/ Job Title:  Associate Credit Operations Manager Function/ Department:  Retail Assets Job Purpose: The role bearer's responsibilities entail managing the entire credit application process, right from login to disbursement for Mortgage products. The role bearer is involved in development and implementation of credit policy initiatives and...


  • Ahmedabad, India IDFC FIRST Bank Full time

    Role/ Job Title:  Associate Credit Operations Manager Function/ Department:  Retail Assets Job Purpose: The role bearer's responsibilities entail managing the entire credit application process, right from login to disbursement for Mortgage products. The role bearer is involved in development and implementation of credit policy initiatives and...


  • Ahmedabad, India One Plus Staffing Solution Full time

    We are looking for an experienced Regional Business Manager to oversee our business operations in an assigned region. The regional manager will be responsible for leading and managing daily operations to achieve business goals and maximize profitability.Responsibilities:Should have min 3 Yrs of experience in Pharma.Achieving business goals and revenue...


  • ahmedabad, India One Plus Staffing Solution Full time

    We are looking for an experienced Regional Business Manager to oversee our business operations in an assigned region. The regional manager will be responsible for leading and managing daily operations to achieve business goals and maximize profitability. Responsibilities: Should have min 3 Yrs of experience in Pharma. Achieving business goals and revenue...


  • Ahmedabad, India Erba Mannheim Full time

    Regional Key acccounts Manager Experience : 5 - 8 years of Key A/c business in IVD industry experience Functional Area : Sales Qualification : BE/ B.Tech / B.Sc. / M.Sc / B.Pharma / Diploma Work Location : Delhi, Varanasi, Gurgaon, Jalandhar, Chandigarh, Vijayawada, Chennai, Coimbatore, Ahmedabad, Mumbai Job Description : 1. Responsible...

  • Credit Control 2

    1 month ago


    Ahmedabad, India Adani Group Full time

    Job role: The Credit Control Associate position will be responsible for maintaining customer credit as per credit policy and release / hold sales order as per business guidelines. He / She will ensure to complete the requests within agreed SLA’s. He / She will ensure accurate update of customer credit limit and ensure compliance with credit policy. He /...

  • Credit Control 3

    1 month ago


    Ahmedabad, India Adani Group Full time

    Job role: The Credit Control Associate position will be responsible for maintaining customer credit as per credit policy and release / hold sales order as per business guidelines. He / She will ensure to complete the requests within agreed SLA’s. He / She will ensure accurate update of customer credit limit and ensure compliance with credit policy. He /...

  • Credit Control 4

    1 month ago


    Ahmedabad, India Adani Group Full time

    Job Role: The Credit Control Associate position will be responsible for maintaining customer credit as per credit policy and release / hold sales order as per business guidelines. He / She will ensure to complete the requests within agreed SLA’s. He / She will ensure accurate update of customer credit limit and ensure compliance with credit policy. He /...

  • Regional Head

    1 month ago


    Greater Bengaluru Area, India A leading Retail Company Full time

    Designation : Regional Head - Logistics Location : BangaloreReports To : Operations HeadExperience : 15 to 20 years of managing logistics operations at regional level, warehouse management experience (Inbound/Outbound) and related network in an ecommerce or a large complex environment (Manufacturing, Retail, QSR, FMCG). Analytical and target driven...

  • Regional Sales Manager

    17 minutes ago


    Ahmedabad, India Piaggio Vehicles Pvt. Ltd. Full time

    Role Summary...You will work towards leading the sales team for the region with primary responsibility of ensuring the achievement of sales targets in terms of revenues, volumes sell-in, sell-out, market share, receivables management, product mix, profitability and credit to create and maintain profitable 2W business for the assigned region contributing to...


  • ahmedabad, India White Force Full time

    Job Description: Job responsibilities – Regional Sales Manager Regional Sales Manager (Gujarat , you will be responsible for overseeing and driving sales activities across GujaratSpecifically focusing on TV panel, Large and Small Appliances.Your role will encompass the entire Channel, including both Modern Retail, General Trade (GT) Sales. and...