sales executive for gold loan

2 days ago

Krishnagiri, Tamil Nadu, India Akshya Patra Services Full time ₹ 4,00,000 - ₹ 12,00,000 per year
Overview The Sales Executive for Gold Loans plays a vital role in the financial services sector by promoting and selling gold loan products to new and existing customers. This position is crucial for driving sales growth and building lasting relationships with clients while meeting their financial needs. The candidate will work closely with customers to understand their requirements, assess their eligibility for loans, and provide tailored financial solutions that leverage gold assets. The role requires not just a solid understanding of gold loan processes and regulations, but also exemplary customer engagement skills to foster trust and satisfaction. Effective sales techniques, along with a strategic approach to client acquisition and retention, are essential for achieving targets in a competitive market. This position can greatly influence the organization's profitability and reputation, making it a key contributor to the overall success of the company.Key Responsibilities
  • Identify and pursue potential customers for gold loans through various channels.
  • Conduct market research to understand customer needs and preferences.
  • Explain the benefits and features of gold loan products to prospective clients.
  • Assist customers in completing loan applications and documentation.
  • Assess applicants' eligibility for gold loans based on internal criteria.
  • Negotiate loan terms and conditions to close deals effectively.
  • Build and maintain strong relationships with customers for repeat business.
  • Provide excellent customer service throughout the loan process and post-loan support.
  • Prepare and present sales reports to management on a regular basis.
  • Stay up-to-date with industry trends and competitor offerings.
  • Collaborate with marketing teams to develop promotional campaigns for gold loans.
  • Resolve customer complaints and issues promptly and professionally.
  • Achieve personal and team sales targets consistently.
  • Participate in networking events and industry conferences to enhance brand visibility.
  • Maintain compliance with relevant financial regulations and company policies.
Required Qualifications
  • Bachelor's degree in finance, business, or a related field.
  • 1-3 years of experience in sales, preferably in financial services.
  • Proven track record of meeting or exceeding sales targets.
  • Strong understanding of gold loan products and financial regulations.
  • Excellent verbal and written communication skills.
  • Ability to build rapport with diverse customer segments.
  • Proficiency in using CRM software and Microsoft Office Suite.
  • Self-motivated and results-oriented with a proactive approach.
  • Strong analytical skills to assess customer financial situations.
  • Effective time management skills and ability to handle multiple tasks.
  • Ability to work independently as well as part of a team.
  • A professional appearance and demeanor.
  • Willingness to travel as required for client meetings.
  • Familiarity with the local market and customer base.
  • A deep commitment to ethical selling practices.
  • Fluent in local language and English for effective communication.

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