Credit Manager

3 days ago


Bengaluru Coimbatore, India Karur Vysya Bank Full time ₹ 12,00,000 - ₹ 36,00,000 per year

We are looking for a dedicated and qualified professional to join our organization in the role outlined below. This position offers an opportunity to contribute to our mission while developing your skills in a collaborative environment.

  • Appraising Credit proposals for LAP, LRD & HL by conducting risk analysis, scrutinizing relevant documents before sanctioning loans within defined TAT, client interview, ensuring compliance as per bank's credit policies.
  • Monitoring of loan accounts, checking of loan documents, and supervising the timely preparation of MIS reports.
  • Fulfilling the credit training needs of the entire business team on a continued & timely basis
  • Requirement In-depth knowledge/skill of:

  • Financial & Credit Risk analysis.

  • Risk (credit/investment, operational, others) identification and mitigation.
  • Banking products and procedures.
  • Documentation.

Roles and Responsibilities

  • Appraising Credit proposals for LAP, LRD & HL by conducting risk analysis, scrutinizing relevant documents before sanctioning loans within defined TAT, client interview, ensuring compliance as per bank's credit policies.
  • Monitoring of loan accounts, checking of loan documents, and supervising the timely preparation of MIS reports.
  • Fulfilling the credit training needs of the entire business team on a continued & timely basis
  • Requirement In-depth knowledge/skill of:

  • Financial & Credit Risk analysis.

  • Risk (credit/investment, operational, others) identification and mitigation.
  • Banking products and procedures.
  • Documentation.

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