Credit Manager

2 days ago


Bengaluru, Karnataka, India Kotak Mahindra Bank Full time ₹ 15,00,000 - ₹ 25,00,000 per year

Credit Manager-SUPPORT SERVICES-Credit

KMBL - Corporate - Support Services-Credit

Role: Credit Manager |Grade: M7/M8| Location: Mumbai

Job role

  • Handling a team of credit analysts
  • Prioritization of proposals in consultation with business team
  • Guide the team of credit analysts to write better quality notes and effective monitoring
  • Vetting of Credit Appraisal notes prepared by credit analysts
  • Discuss with senior members of business team on Terms and Conditions for risk assessments/ structuring of the proposal, transaction
  • Assist the credit analysts to formulate credit recommendation in the note.
  • Closely monitoring of portfolio along with team of credit analysts
  • Escalate with action plan for non-compliances and early warning signals
  • Meeting the clients on regular basis to know the updates
  • Networking within various departments of the bank/ taking reference checks from other banks

Job req

  • Experience required for the Job: At least 10 years in Credit Underwriting.
  • CA / MBA
  • Good understanding of Accounting Standards, Balance Sheet Analysis.
  • Knowledge of RBI regulations, SEBI and other statutory bodies requirements.
  • Good interaction and communication ability.
  • Excellent verbal, written communication & presentation skills.
Experience LevelMid Level
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