Credit Manager
5 days ago
About Times Internet (across TIL)At Times Internet, we create premium digital products that simplify and enhance the lives of millions. As India’s largest digital products company, we have a significant presence across a wide range of categories, including News, Sports, Fintech, and Enterprise solutions. Our portfolio features market-leading and iconic brands such as TOI, ET, NBT, Cricbuzz, Times Prime, Times Card, Indiatimes, Whatshot, Abound, Willow TV, Techgig and Times Mobile among many more. Each of these products is crafted to enrich your experiences and bring you closer to your interests and aspirations. As an equal opportunity employer, Times Internet strongly promotes inclusivity and diversity. We are proud to have achieved overall gender pay parity in 2018, verified by an independent audit conducted by Aon Hewitt. We are driven by the excitement of new possibilities and are committed to bringing innovative products, ideas, and technologies to help people make the most of every day. Join us and take us to the next levelAbout the RoleWe are seeking an experienced Credit Risk professional with strong expertise in risk modelling, policy development, and credit underwriting. The ideal candidate will have a proven track record in NBFCs and must possess a deep understanding of RBI guidelines and regulatory frameworks.Key ResponsibilitiesDevelop, implement, and monitor Credit Risk Models aligned with business objectives.Drive Expected Credit Loss (ECL) framework design, validation, and reporting in compliance with regulatory requirements.Establish and refine Credit Underwriting Frameworks for various lending products.Formulate and enhance Credit Risk Policies in line with RBI regulations and internal governance.Partner with business, compliance, and operations teams to ensure risk policies are effective and scalable.Conduct portfolio analysis to identify risk trends, provide insights, and recommend corrective actions.Ensure regulatory compliance with RBI norms, audits, and risk assessments.Key Requirements4–8 years of relevant experience in Credit Risk Management within NBFCs/Financial Services.Strong knowledge of RBI guidelines, credit risk policies, and regulatory compliance.Hands-on expertise in ECL framework and credit modelling.Proven ability to design and implement credit underwriting policies.Strong analytical, problem-solving, and stakeholder management skills.Proficiency in data analysis tools (Excel, SQL, SAS, Python/R preferred).Preferred BackgroundExperience working in NBFC / Banking sector with exposure to lendingKnowledge of Basel norms, IFRS9, and risk regulatory frameworks.
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Junior Credit Underwriter
3 days ago
Jeevanbheemanagar, Bengaluru, Karnataka, India Namaste Credit Full time**About us**: Namaste Credit is a fintech organization which makes the entire business loan process better and transparent with the help of technology. We provide an API-enabled loan automation and management solution for banks and lenders. **Position: Junior Credit Underwriter** **Skills**: 1. Bachelor's degree in Finance, Accounting, or a related...
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Credit Manager
2 weeks ago
Bengaluru, Karnataka, India Kotak Mahindra Bank Full time ₹ 15,00,000 - ₹ 25,00,000 per yearCredit Manager-SUPPORT SERVICES-Credit KMBL - Corporate - Support Services-Credit Role: Credit Manager |Grade: M7/M8| Location: Mumbai Job roleHandling a team of credit analysts Prioritization of proposals in consultation with business team Guide the team of credit analysts to write better quality notes and effective monitoring Vetting of...
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Credit Manager
1 week ago
Bengaluru, Karnataka, India Kotak Mahindra Bank Full time ₹ 6,00,000 - ₹ 18,00,000 per yearCredit Manager-Working Capital-CreditWe are seeking a qualified and experienced Credit Manager to lead a team of credit professionals in underwriting and managing proposals for Working Capital Finance, including both fund and non-fund based products. The role involves evaluating customer proposals, structuring deals, and ensuring high-quality credit...
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Credit Manager
5 days ago
Bengaluru, Karnataka, India Muthoot Finance Full time ₹ 9,00,000 - ₹ 12,00,000 per yearCompany- Muthoot Finance LtdRole- Credit ManagerLocation- Bangalore (Lingarajapuram)Note- Notice period should be 30 Days.Roles and ResponsibilitiesManage credit risk by assessing borrower's financial status, evaluating loan applications, and determining loan amounts.To manage credit management function and oversee the according to, policy and process credit...
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Credit manager
5 days ago
Bengaluru, India Times Internet Full timeAbout Times Internet (across TIL)At Times Internet, we create premium digital products that simplify and enhance the lives of millions. As India’s largest digital products company, we have a significant presence across a wide range of categories, including News, Sports, Fintech, and Enterprise solutions. Our portfolio features market-leading and iconic...
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Credit Manager
1 week ago
Bengaluru, Karnataka, India Times Internet Full time ₹ 15,00,000 - ₹ 25,00,000 per yearAbout Times Internet (across TIL)At Times Internet, we create premium digital products that simplify and enhance the lives of millions. As India's largest digital products company, we have a significant presence across a wide range of categories, including News, Sports, Fintech, and Enterprise solutions. Our portfolio features market-leading and iconic...
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Credit Manager
4 weeks ago
Bengaluru, India Times Internet Full timeAbout Times Internet (across TIL) At Times Internet, we create premium digital products that simplify and enhance the lives of millions. As India’s largest digital products company, we have a significant presence across a wide range of categories, including News, Sports, Fintech, and Enterprise solutions. Our portfolio features market-leading and iconic...
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Credit Manager
5 days ago
Bengaluru, Karnataka, India Kotak Mahindra Bank Full time ₹ 9,00,000 - ₹ 12,00,000 per yearCredit Manager-Housing Finance-CreditJob Role :As part of Credit Team for Home Finance• Managing team of Credit Managers• Underwriting & making proposals of home Finance ( Fund & Non Fund based )• Under writing cases with desired level of quality and enabling achievement of branch business target by proper training.• Visiting customers for personal...
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Credit Manager
2 weeks ago
Bengaluru, Karnataka, India Kotak Mahindra Bank Full time ₹ 4,00,000 - ₹ 12,00,000 per yearCredit Manager-Loan Against Property (LAP)-Credit JD For Credit ManagerLoan Underwriting Handling secured, unsecured and working capital and LAP Evaluate and process end to end Loan applications within agreed TAT timelines. Timely clearance of open audit queries, quality control checks Timely completion of Vendor Management related activities ...
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Credit Manager
2 weeks ago
Bengaluru, Chennai, India SkillLabs Full time ₹ 7,20,000 - ₹ 14,40,000 per yearWe are seeking a Credit Manager to lead our credit and risk management function. The role focuses on evaluating creditworthiness, formulating policies, and maintaining a balance between business growth and prudent risk control.
