Credit Manager

22 hours ago


Bengaluru, Karnataka, India Kotak Mahindra Bank Full time ₹ 4,00,000 - ₹ 12,00,000 per year

Credit Manager-Loan Against Property (LAP)-Credit

JD For Credit Manager

  • Loan Underwriting
  • Handling secured, unsecured and working capital and LAP
  • Evaluate and process end to end Loan applications within agreed TAT timelines.
  • Timely clearance of open audit queries, quality control checks
  • Timely completion of Vendor Management related activities
  • Providing support to Business Plan through quick turnaround of New and Existing proposals and work with team to optimize returns while remaining within Risk Appetite
  • Conducting stock audits as per the Stock audit plan through empanelled vendors.
  • Analyzing/ Reviewing the reports received and highlighting the observations to the Management and taking necessary action.
    · Handling different MIS's of Portfolio.
    · Monitoring churning and overdue in accounts.
    · Processing bills of empaneled vendors for service rendered.
    · Coordinating with empaneled vendors and resolving issues (if any).
    · Coordinating with Business team, Credit teams, etc as per the requirement.
    · Other related activities.
  • Approve or reject loan requests, based on credibility and potential revenues and losses
  • Calculate and set interest rates
  • Negotiate loan terms with clients
  • Monitor payments
  • Maintain records of loan applications
Experience LevelMid Level
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