National Credit Manager
13 hours ago
Role & responsibilities
- Develop and implement credit policies and procedures in alignment with regulatory requirements and company objectives.
- Manage the credit underwriting process, including evaluation of loan applications, credit scoring, and approval/rejection decisions.
- Monitor and analyze credit portfolio performance, identifying areas of improvement and implementing strategies to mitigate risk.
- Conduct periodic reviews and audits to ensure adherence to credit policies and regulatory standards.
- Provide leadership and guidance to the credit team, fostering a culture of accountability, professionalism, trust and continuous learning.
- Recruit, train and develop a high-performing credit team capable of meeting organizational goals.
- Set performance targets and KPIs for the team, regularly assessing performance and providing feedback for improvement.
- Manage budgetary allocations for the credit department, optimizing resource utilization and controlling cost effectively.
Preferred candidate profile
- Minimum of years of experience in credit management within the financial services industry, with at least 3 years in a managerial role.
- Proven track record of successfully managing credit operations, implementing credit policies, and achieving business objectives.
- Experience in Business Loan is mandatory
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