National Credit Manager

1 day ago


Bengaluru, Karnataka, India Muthoot Finance Full time ₹ 10,00,000 - ₹ 25,00,000 per year

Role & responsibilities

  • Develop and implement credit policies and procedures in alignment with regulatory requirements and company objectives.
  • Manage the credit underwriting process, including evaluation of loan applications, credit scoring, and approval/rejection decisions.
  • Monitor and analyze credit portfolio performance, identifying areas of improvement and implementing strategies to mitigate risk.
  • Conduct periodic reviews and audits to ensure adherence to credit policies and regulatory standards.
  • Provide leadership and guidance to the credit team, fostering a culture of accountability, professionalism, trust and continuous learning.
  • Recruit, train and develop a high-performing credit team capable of meeting organizational goals.
  • Set performance targets and KPIs for the team, regularly assessing performance and providing feedback for improvement.
  • Manage budgetary allocations for the credit department, optimizing resource utilization and controlling cost effectively.

Preferred candidate profile

  • Minimum of years of experience in credit management within the financial services industry, with at least 3 years in a managerial role.
  • Proven track record of successfully managing credit operations, implementing credit policies, and achieving business objectives.
  • Experience in Business Loan is mandatory


  • Bengaluru, Karnataka, India BSR & Co Full time ₹ 12,00,000 - ₹ 36,00,000 per year

    DescriptionAbout KPMG in IndiaKPMG entities in India are professional services firm(s). These Indian member firms are affiliated with KPMG International Limited. KPMG was established in India in August 1993. Our professionals leverage the global network of firms, and are conversant with local laws, regulations, markets and competition. KPMG has offices...


  • Bengaluru, Karnataka, India JPMorganChase Full time ₹ 12,00,000 - ₹ 36,00,000 per year

    Job DescriptionAre you looking for an opportunity where you can develop your skills and be part of a growing dynamic team?As a Credit Support Manager II within JPMorganChase, you will ensure compliance with credit agreement terms for a portfolio of borrowers. Your expertise in financial covenants is crucial for assessing borrower adherence and identifying...

  • Credit Manager

    7 days ago


    Bengaluru, Karnataka, India Tata Capital Full time ₹ 5,00,000 - ₹ 15,00,000 per year

    DescriptionTo underwrite and manage the portfolio in assigned branch/location Review and assess a broad range of complex loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities. Under write proposals as per the laid down policies & procedure to honor the agreed SLAs and manage city/area...

  • Credit Manager

    7 days ago


    Bengaluru, Karnataka, India Tata Capital Full time ₹ 8,00,000 - ₹ 24,00,000 per year

    Description10328 Review and assess a broad range of complex loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities. Under write proposals as per the laid down policies & procedure to honor the agreed SLAs and manage city/area business volumes. Conduct personal discussion with customers to...

  • Credit Manager

    7 days ago


    Bengaluru, Karnataka, India Kotak Mahindra Bank Full time ₹ 12,00,000 - ₹ 36,00,000 per year

    Credit Manager-SUPPORT SERVICES-SME Credit•Assist the credit analysts to formulate credit recommendation in the note•Closely monitoring of portfolio along with team of credit analysts•Escalate with action plan for non compliances and early warning signals•Meeting the clients on regular basis to know the updates•Experience required for the Job:...

  • Credit Risk Manager

    2 weeks ago


    Bengaluru, Karnataka, India Muthoot FinCorp (MFL) Full time ₹ 12,00,000 - ₹ 24,00,000 per year

    Manager -Credit RiskRole SummaryThe Credit Risk Managers role is envisaged to support establishing a robust risk management system, in the company. This includes to identification, measurement and mitigation of potential risks, while ensuring regulatory and internal compliances apart from reporting key risks to relevant stakeholders in a timely manner.Key...


  • Bengaluru, Karnataka, India Optimo Capital Full time ₹ 15,00,000 - ₹ 30,00,000 per year

    About Optimo CapitalOptimo Capitalis one of India's fast-growingNon-Banking Financial Companies (NBFCs), committed to empowering individuals and businesses through innovative financial solutions. With a strong focus on customer-centricity, transparency, and digital enablement, we aim to make credit more accessible, affordable, and seamless for every...

  • Manager Credit

    7 days ago


    Bengaluru, Karnataka, India Tata Capital Full time ₹ 12,00,000 - ₹ 36,00,000 per year

    DescriptionSupport and co-partner with the sales team to underwrite CF business and manage the portfolio for the assigned areResponsibilities: Manage credit underwriting function for corporate realty and funding group business for the assigned portfolio. o Conduct periodic review of all existing policies, guidelines and processes to ensure updation on lines...


  • Bengaluru, Karnataka, India Relicell Energy Storage Full time ₹ 12,00,000 - ₹ 36,00,000 per year

    Job Title:National Sales Manager – Channel & Distribution SalesLocation:Bengaluru, KarnatakaDepartment:Sales & DistributionReports To:Vice President – Sales & MarketingIndustry:UPS Systems, VRLA Battery Solutions, Lithium Battery Solutions, Power BackupJob Summary:We are looking for a results-drivenNationalSales Managerwith experience in theUPS and...

  • Credit Manager

    7 days ago


    Bengaluru, Karnataka, India KreditBee Full time ₹ 15,00,000 - ₹ 25,00,000 per year

    About KreditBee:  KreditBee is India's largest fintech lending platform with a current monthly  disbursement of over ₹1600 Crores. It has 50 Million downloads on Google Play Store and over 85  Lakh unique loan customers. It offers various financial services digitally including but not limited to  Personal Loans, Business Loans, DigiGold investment,...