Credit Manager

1 day ago

Bengaluru, Karnataka, India Times Internet Full time ₹ 15,00,000 - ₹ 25,00,000 per year

About Times Internet (across TIL)

At Times Internet, we create premium digital products that simplify and enhance the lives of millions. As India's largest digital products company, we have a significant presence across a wide range of categories, including News, Sports, Fintech, and Enterprise solutions. Our portfolio features market-leading and iconic brands such as TOI, ET, NBT, Cricbuzz, Times Prime, Times Card, Indiatimes, Whatshot, Abound, Willow TV, Techgig and Times Mobile among many more. Each of these products is crafted to enrich your experiences and bring you closer to your interests and aspirations. As an equal opportunity employer, Times Internet strongly promotes inclusivity and diversity. We are proud to have achieved overall gender pay parity in 2018, verified by an independent audit conducted by Aon Hewitt. We are driven by the excitement of new possibilities and are committed to bringing innovative products, ideas, and technologies to help people make the most of every day. Join us and take us to the next level

About the Role

We are seeking an experienced Credit Risk professional with strong expertise in risk modelling, policy development, and credit underwriting. The ideal candidate will have a proven track record in NBFCs and must possess a deep understanding of RBI guidelines and regulatory frameworks.

Key Responsibilities

  • Develop, implement, and monitor Credit Risk Models aligned with business objectives.
  • Drive Expected Credit Loss (ECL) framework design, validation, and reporting in compliance with regulatory requirements.
  • Establish and refine Credit Underwriting Frameworks for various lending products.
  • Formulate and enhance Credit Risk Policies in line with RBI regulations and internal governance.
  • Partner with business, compliance, and operations teams to ensure risk policies are effective and scalable.
  • Conduct portfolio analysis to identify risk trends, provide insights, and recommend corrective actions.
  • Ensure regulatory compliance with RBI norms, audits, and risk assessments.

Key Requirements

  • 4–8 years of relevant experience in Credit Risk Management within NBFCs/Financial Services.
  • Strong knowledge of RBI guidelines, credit risk policies, and regulatory compliance.
  • Hands-on expertise in ECL framework and credit modelling.
  • Proven ability to design and implement credit underwriting policies.
  • Strong analytical, problem-solving, and stakeholder management skills.
  • Proficiency in data analysis tools (Excel, SQL, SAS, Python/R preferred).

Preferred Background

  • Experience working in NBFC / Banking sector with exposure to lending
  • Knowledge of Basel norms, IFRS9, and risk regulatory frameworks.

  • Credit Manager

    5 days ago

    Bengaluru, Karnataka, India Kotak Mahindra Bank Full time ₹ 15,00,000 - ₹ 25,00,000 per year

    Credit Manager-SUPPORT SERVICES-Credit KMBL - Corporate - Support Services-Credit Role: Credit Manager |Grade: M7/M8| Location: Mumbai Job roleHandling a team of credit analysts Prioritization of proposals in consultation with business team Guide the team of credit analysts to write better quality notes and effective monitoring Vetting of...

  • Credit Manager

    3 weeks ago

    Bengaluru, Karnataka, India HCLTech Full time

    Job Summary:We are seeking experienced Credit Managers with a strong background in Australian mortgage underwriting. The ideal candidate will be responsible for assessing home loan applications in line with Australian credit policies, ensuring high-quality credit decisions, and working collaboratively with stakeholders across geographies.Key...

  • Credit Manager

    3 weeks ago

    Bengaluru, Karnataka, India HCLTech Full time

    Job Summary:We are seeking experienced Credit Managers with a strong background in Australian mortgage underwriting. The ideal candidate will be responsible for assessing home loan applications in line with Australian credit policies, ensuring high-quality credit decisions, and working collaboratively with stakeholders across geographies.Key...

  • Credit Manager

    4 weeks ago

    Bengaluru, Karnataka, India HCLTech Full time

    Job Summary: We are seeking experienced Credit Managers with a strong background in Australian mortgage underwriting. The ideal candidate will be responsible for assessing home loan applications in line with Australian credit policies, ensuring high-quality credit decisions, and working collaboratively with stakeholders across geographies. Key...

  • Credit Manager-business Loans-credit

    3 weeks ago

    Bengaluru, Karnataka, India Kotak Mahindra Bank Full time

    Job Category KMBL Degree Level Bachelor s Degree Role Credit Manager for Business Loans Responsible for evaluating and managing the creditworthiness of potential business borrowers assessing risks and ensuring compliance with company credit policies They analyze financial information monitor loan performance and manage collections ultimately...

  • National Credit Manager

    5 days ago

    Bengaluru, Karnataka, India Muthoot Finance Full time ₹ 10,00,000 - ₹ 25,00,000 per year

    Role & responsibilitiesDevelop and implement credit policies and procedures in alignment with regulatory requirements and company objectives.Manage the credit underwriting process, including evaluation of loan applications, credit scoring, and approval/rejection decisions.Monitor and analyze credit portfolio performance, identifying areas of improvement and...

  • Branch Credit Manager

    1 week ago

    Bengaluru, Karnataka, India PSS Consultant. Full time ₹ 9,00,000 - ₹ 12,00,000 per year

    Pss Consultant Hiring For Banking Branch Credit Manager DescriptionA Branch Credit Manager assesses potential customers' creditworthiness, evaluates loan applications, and makes recommendations on loan approvals and terms. They manage credit risk, ensure compliance with bank policies, monitor loan portfolios to minimize bad debts, and oversee the...

  • Credit Risk and Policy Manager

    3 days ago

    Bengaluru, Karnataka, India Kotak Mahindra Bank Full time ₹ 15,00,000 - ₹ 25,00,000 per year

    Credit Risk and Policy-Digital Banking Kotak 811-Regional Sales This is an Internal document. Role- Credit Risk and Policy Manager Job Purpose: To design, implement, and manage credit risk policies and strategies that ensure healthy portfolio performance, mitigate default risk, and support business growth. This role involves credit underwriting...

  • Area Credit Manager-support Services-credit

    4 weeks ago

    Bengaluru, Karnataka, India Kotak Mahindra Bank Full time

    Job Category KMBL Degree Level Bachelor s Degree Area Credit Manager - KMPL Support Services-Credit He should be having the system knowledge as well as good in communications Minimum experience should be 8 Yrs Candidate should have the collection back ground of Auto Loans

  • Area Credit Manager-SUPPORT SERVICES-Credit

    5 days ago

    Bengaluru, Karnataka, India Kotak Mahindra Bank Full time ₹ 15,00,000 - ₹ 25,00,000 per year

    Area Credit Manager - KMPL Support Services-CreditHe should be having the system knowledge as well as good in communications.Minimum experience should be 8 Yrs.Candidate should have the collection back ground of Auto Loans.