Credit Manager

**About us**: Namaste Credit is a fintech organization which makes the entire business loan process better and transparent with the help of technology. We provide an API-enabled loan automation and management solution for banks and lenders. **Position: Junior Credit Underwriter** **Skills**: 1. Bachelor's degree in Finance, Accounting, or a related...

Job Description Key Responsibilities - Design and manage credit policies for acquiring customers through e-commerce platforms. - Analyze partner-sourced profiles and build effective risk segmentation frameworks. - Collaborate with credit bureaus, data science, and analytics teams to develop scorecards and models using alternate data. - Monitor portfolio KPIs...

Job Description Key Responsibilities - Formulate and implement credit policies, procedures, and guidelines for the Consumer Durable Loan segment. - Collaborate with cross-functional teams to ensure effective implementation of credit policies in origination systems and decisioning platforms. - Monitor market trends and industry practices to benchmark internal...

Job Description Key Responsibilities - Own and drive credit policy design for cross-sell personal loan programs, focused on internal and partner customer bases. - Analyze customer behavior, repayment history, and alternate data to define eligibility and segmentation strategies. - Develop and optimize scorecard-based or rule-based underwriting models to...

Job Description Key Responsibilities - Develop and manage credit policies across consumer durable loan products and geographies. - Design rule-based and scorecard-driven underwriting criteria aligned with risk appetite and evolving market conditions. - Collaborate with OEMs, retailers, and sales finance teams to align credit policies with business strategy...

Job Description Key Responsibilities - Develop and manage comprehensive pre-approved offer strategies across lending portfolios. - Analyze customer base using internal and bureau data to identify high-potential segments. - Collaborate with Risk, Product, and Analytics teams to define credit policy, eligibility, and offer criteria. - Drive end-to-end campaign...

Credit Manager-SUPPORT SERVICES-Credit Role - Credit Manager - KMPL Support Services-Credit Minimum experience of 3 years under Retai credit underwriting. Minimum qualification MBA Finance or CA. Job Role · To evaluate the credit worthiness of various customers applying for car loans, within the prescribed TAT and deciding on the right risk mix for...

Key Responsibilities:Credit Appraisal: Conduct thorough credit appraisals and due diligence for high-value LAP loan applications, including financial analysis, property valuation verification, and client risk profiling.Risk Assessment: Analyze credit risks associated with large-ticket LAP proposals, including assessment of repayment capacity, collateral...

Independently conduct comprehensive credit assessments, monitor client portfolios, engage with senior management, present to Credit Committee, identify early warning signals, and support firm-wide projects on tech, reporting, and compliance. Required Candidate profileCA/MBA with 1+ years of relevant credit assessment experience in corporates, structured...

Credit Manager-SUPPORT SERVICES-Credit KMBL - Corporate - Support Services-Credit Role: Credit Manager |Grade: M7/M8| Location: Mumbai Job roleHandling a team of credit analysts Prioritization of proposals in consultation with business team Guide the team of credit analysts to write better quality notes and effective monitoring Vetting of...