Chief Manager

3 weeks ago


Chennai, India Tvs Credit Services Ltd Full time

Job Description Key Responsibilities - Design and manage credit policies for acquiring customers through e-commerce platforms. - Analyze partner-sourced profiles and build effective risk segmentation frameworks. - Collaborate with credit bureaus, data science, and analytics teams to develop scorecards and models using alternate data. - Monitor portfolio KPIs such as approval rates, default rates, and perform vintage analysis. - Work cross-functionally with product, risk, and partner teams to fine-tune underwriting rules and decisioning logic. - Conduct regular credit performance reviews at the product, partner, and cohort levels. - Ensure compliance with regulatory guidelines and internal risk controls in all lending operations. - Support new product launches with credit policy inputs and integration into digital onboarding journeys.



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