(Only 24h Left) Chief Manager

3 weeks ago


Chennai, India Tvs Credit Services Ltd Full time

Job Description Key Responsibilities - Develop and manage credit policies across consumer durable loan products and geographies. - Design rule-based and scorecard-driven underwriting criteria aligned with risk appetite and evolving market conditions. - Collaborate with OEMs, retailers, and sales finance teams to align credit policies with business strategy and partner expectations. - Monitor portfolio performance metrics such as delinquencies, credit cost, and NPA trends; recommend timely policy adjustments. - Leverage bureau data, alternative data sources, and customer behavior insights to refine risk segmentation. - Work closely with product, tech, and analytics teams to implement policies in both digital and assisted journeys. - Ensure full compliance with internal risk frameworks, regulatory guidelines, and audit standards. - Conduct periodic policy reviews and support new product launches or partnerships with risk-policy inputs.



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