Credit Appraiser

4 days ago


Coimbatore, Tamil Nadu, India TVS Credit Services Ltd Full time ₹ 15,00,000 - ₹ 28,00,000 per year

Dear Candidate,

Greetings from TVS Credit Services Ltd

Credit & Operational Excellence:

  • Manage and oversee the Gold Loan portfolio of the branch, ensuring effective utilization and growth as second in command to branch head.
  • Assist branch head in all branch-level activities to drive business growth, including loan disbursement, cash management, vault keeping, customer service, and compliance with company policies.
  • Maintain important registers and prepare daily reports, providing accurate and up-to-date information to management.
  • Customer Relationship Management:
  • Build and maintain relationships with existing clients to drive gold loan business and enhance customer engagement.
  • Identify potential clients and effectively communicate the benefits of our gold loan products.
  • Ensuring timely interest collection from customers, managing the cash and storage of the underlying gold assets.
  • Follow up with customers to ensure timely interest collections and contribute to keeping Non-Performing Assets (NPAs) under control.

Valuation and Compliance:

  • Maintain accurate valuation appraisal of gold ornaments pledged in the branch, adhering to company policy and audit standards.
  • Verify weight and purity assessments as required through acid and salt test, pointed scratch test, weight test, smell test usability test, flexibility test, sound test etc.
  • Ensuring safety of Cash and Gold assets collected and storing it in the appropriate vaults in the branch with proper reporting and documentation.

Interested candidates please share your cv to


  • Credit Executive

    4 days ago


    Coimbatore, Tamil Nadu, India Kotak Mahindra Bank Full time ₹ 1,20,000 - ₹ 1,80,000 per year

    Credit Executive - CV & CE-COMMERCIAL VEHICLE-Credit Common Cost Allocation - CV,CE & SA Grade- E0/M1 Role- Credit Executive - CV & CE Job Description : Credit appraisal of proposals & recommendations under laid policy frame work and guidelines. · Ensuring all the credit proposals are processed from his end within stipulated TAT. · ·...

  • Credit Manager

    2 weeks ago


    Coimbatore, Tamil Nadu, India Karur Vysya Bank(KVB) Full time ₹ 9,00,000 - ₹ 12,00,000 per year

    We are looking for a dedicated and qualified professional to join our organization in the role outlined below. This position offers an opportunity to contribute to our mission while developing your skills in a collaborative environment.Appraising Credit proposals for LAP, LRD & HL by conducting risk analysis, scrutinizing relevant documents before...


  • Coimbatore, Tamil Nadu, India HDB Financial Services Full time ₹ 8,00,000 - ₹ 12,00,000 per year

    Role & responsibilities•Responsible for credit underwriting, credit appraisal of secured and unsecured products. •Ensuring adherence to credit policy and KYC policy.•Pre Screening of documents uploaded in the portal.•Handling of detail data entry in portal.•Verifying all KYC's and financial documents of the borrower.•Verifying online RIC...

  • Fund Accounting

    2 weeks ago


    Coimbatore, Tamil Nadu, India State Street Full time ₹ 8,00,000 - ₹ 24,00,000 per year

    Job Description – AVP – Fund AccountingThe main function of the role is: Account for the day-to-day management of a functional/oversight team(s) and manage daily service delivery and production activities performed by staff. Work in conjunction with individuals on the team as well as other Shared Service teams/COE's, outsource locations, Client...

  • Fund Accounting

    1 week ago


    Coimbatore, Tamil Nadu, India State Street Full time ₹ 20,00,000 - ₹ 25,00,000 per year

    Job Description – AVP – Fund AccountingThe main function of the role is: Account for the day-to-day management of a functional/oversight team(s) and manage daily service delivery and production activities performed by staff. Work in conjunction with individuals on the team as well as other Shared Service teams/COE's, outsource locations, Client...

  • Credit Appraiser

    2 weeks ago


    Coimbatore, India Tvs Credit Services Ltd Full time

    Job Description Key Responsibilities Credit & Operational Excellence - Manage and oversee the Gold Loan portfolio of the branch as the second-in-command to the Branch Head. - Assist the Branch Head in core branch activities like loan disbursement, cash handling, vault operations, customer service, and compliance. - Maintain key registers and prepare accurate...

  • Credit Manager

    6 days ago


    Anupshahr, Bengaluru, Coimbatore, India Ujjivan Small Finance Bank Full time ₹ 9,00,000 - ₹ 12,00,000 per year

    GRADE - SMDEPARTMENT - CreditSUB-DEPARTMENT - MSMEREPORTS TO - Area Credit Manager LAP-MSMEREPORTING INTO - Credit OfficerROLE PURPOSE & OBJECTIVEExpert knowledge of assessing credit risk for large ticket size cases up to Rs. 1 Cr.Conduct income appraisal of MSME borrowers. In depth understanding and analysis of P & L Account and Balance Sheet including cash...

  • Credit Executive

    3 weeks ago


    Coimbatore, India Kotak Mahindra Bank Limited Full time

    Job Description Grade- E0/M1 Role- Credit Executive - CV & CE Job Description : Credit appraisal of proposals & recommendations under laid policy frame work and guidelines.. Ensuring all the credit proposals are processed from his end within stipulated TAT.. .Processing of the loan applications with minimized errors in proposal related to exposure,...


  • Anupshahr, Bengaluru, Coimbatore, India Ujjivan Small Finance Bank Full time ₹ 9,00,000 - ₹ 12,00,000 per year

    ROLEPURPOSE & OBJECTIVEExpertknowledge of assessing credit risk for large ticket size cases upto Rs. 1 Cr.Conductincome appraisal of MSME borrowers. In depth understanding andanalysis of P & L Account and Balance Sheet including cashflows of self-employed borrowers.Assessfinancial ratios, in depth knowledge of rational behindcalculation of ratios and its...


  • Bengaluru, Coimbatore, India Visionet Systems Full time ₹ 9,00,000 - ₹ 12,00,000 per year

    Key Responsibilities:Review and assess borrower documentation including income, assets, credit reports, and appraisals to determine loan eligibility under QM and agency guidelines.Use AUS tools (DU/LPA) to evaluate loan risk and validate findings. Document and justify underwriting decisions clearly within the clients Loan Origination System (LOS).Apply and...

  • Regional Manager

    4 weeks ago


    Coimbatore, India Velgha Learning Solutions Full time

    Regional ManagerJob Description:Regional manager, will have the overall responsibility for business growth, credit and quality assurance, portfolio quality and people management of the region.Business Development: He is responsible for creating the regional annual business plan divided into monthly/quarterly targets.He will develop the required action plan...

  • Area Manager

    2 weeks ago


    Bengaluru, Chennai, Coimbatore, India Ujjivan Small Finance Bank Full time ₹ 1,20,000 - ₹ 3,00,000 per year

    ROLE PURPOSE & OBJECTIVEHousingLoan is a growing business for Ujjivan. The Area Manager-HousingLoan is the most important position that will drive this businessin the respective cluster. The position is responsible foroverall growth and success of the business in the cluster.Builtefficient team of Loan officers and cluster Managers in theArea/cluster...

  • Area Manager

    6 days ago


    Bengaluru, Chennai, Coimbatore, India Ujjivan Small Finance Bank Full time ₹ 1,20,000 - ₹ 6,00,000 per year

    ROLE PURPOSE & OBJECTIVEHousing Loan is a growing business for Ujjivan. The Area Manager-Housing Loan is the most important position that will drive this business in the respective cluster. The position is responsible for overall growth and success of the business in the cluster.Built efficient team of Loan officers and cluster Managers in the Area/cluster...