
Credit Appraiser
4 days ago
Dear Candidate,
Greetings from TVS Credit Services Ltd
Credit & Operational Excellence:
- Manage and oversee the Gold Loan portfolio of the branch, ensuring effective utilization and growth as second in command to branch head.
- Assist branch head in all branch-level activities to drive business growth, including loan disbursement, cash management, vault keeping, customer service, and compliance with company policies.
- Maintain important registers and prepare daily reports, providing accurate and up-to-date information to management.
- Customer Relationship Management:
- Build and maintain relationships with existing clients to drive gold loan business and enhance customer engagement.
- Identify potential clients and effectively communicate the benefits of our gold loan products.
- Ensuring timely interest collection from customers, managing the cash and storage of the underlying gold assets.
- Follow up with customers to ensure timely interest collections and contribute to keeping Non-Performing Assets (NPAs) under control.
Valuation and Compliance:
- Maintain accurate valuation appraisal of gold ornaments pledged in the branch, adhering to company policy and audit standards.
- Verify weight and purity assessments as required through acid and salt test, pointed scratch test, weight test, smell test usability test, flexibility test, sound test etc.
- Ensuring safety of Cash and Gold assets collected and storing it in the appropriate vaults in the branch with proper reporting and documentation.
Interested candidates please share your cv to
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