Credit Risk Strategist

6 days ago

Mumbai Metropolitan Region, India EdgeVantage Full time ₹ 12,00,000 - ₹ 36,00,000 per year

Key Responsibilities

  • Develop and manage credit strategies for unsecured personal loans.
  • Work on digital underwriting processes and real-time decision engines to support

faster, smarter credit decisions.

  • Collaborate with product and data teams to strengthen risk assessment frameworks.
  • Oversee key parts of the loan lifecycle, including disbursement, repayment, and

collections.

  • Monitor portfolio performance and formulate risk mitigation measures.

Stay informed about regulatory updates, credit trends, and industry benchmarks.

What We're Looking For

  • Minimum 5+ experience in unsecured personal loans, preferably in a digital lending

environment.

  • Strong understanding of digital lending platforms, including underwriting and

designing credit policies.

  • Experience working with a fintech or NBFC, ideally one with its own consumer-facing

app.

  • Analytical mindset and the ability to work with large datasets to make informed

decisions.

  • Strong communication and collaboration skills.

What We Offer

  • Competitive salary and benefits.
  • Work directly with our CEO (ex-PharmEasy & Hotstar) and CFO (former HDFC ace

with 10+ years in financial services) in a high-impact, fast-growing fintech environment.

  • A fast-paced, collaborative culture that values innovation, ownership, and bold

thinking.

Skills: unsecured personal loans,portfolio performance monitoring,real-time decision engines,python,sql,risk assessment frameworks,excel,credit policy design,digital underwriting

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