Credit & Risk Strategist

2 weeks ago


Mumbai, India PLEXO HR Solutions Full time

Job Mode: Work From Office Job Type : Full-time Working Days: 5 Industry: Fintech About the Company: It is a publicly listed, tech-first NBFC powering India’s digital lending revolution. We’ve scaled rapidly by building a 100% digital, zero-manual-intervention lending backbone. Now, as we step into our 10 → 100 growth journey, we’re looking for someone hungry to own finance, drive growth, and sit at the heart of decision-making. What You’ll Do: ● Develop and manage credit strategies for unsecured personal loans . ● Work on digital underwriting processes and real-time decision engines to support faster, smarter credit decisions. ● Collaborate with product and data teams to strengthen risk assessment frameworks. ● Oversee key parts of the loan lifecycle , including disbursement, repayment, and collections. ● Monitor portfolio performance and formulate risk mitigation measures. Stay informed about regulatory updates, credit trends, and industry benchmarks. What We’re Looking For: ● Minimum 5+ experience in unsecured personal loans , preferably in a digital lending environment. ● Strong understanding of digital lending platforms, including underwriting and designing credit policies. ● Experience working with a fintech or NBFC , ideally one with its own consumer-facing app. ● Analytical mindset and the ability to work with large datasets to make informed decisions. ● Strong communication and collaboration skills. Why Join Us? ● Competitive salary and benefits. ● Work directly with our CEO and CFO in a high-impact, fast-growing fintech environment. ● A fast-paced, collaborative culture that values innovation, ownership, and bold thinking.



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