Credit & Risk Strategist

1 day ago


Mumbai, India PLEXO HR Solutions Full time

Job Mode: Work From Office

Job Type: Full-time

Working Days: 5

Industry: Fintech

About the Company:

It is a publicly listed, tech-first NBFC powering India’s digital lending revolution.

We’ve scaled rapidly by building a 100% digital, zero-manual-intervention lending backbone.

Now, as we step into our 10 → 100 growth journey, we’re looking for someone hungry to own

finance, drive growth, and sit at the heart of decision-making.

What You’ll Do:

● Develop and manage credit strategies for unsecured personal loans.

● Work on digital underwriting processes and real-time decision engines to support faster, smarter credit decisions.

● Collaborate with product and data teams to strengthen risk assessment frameworks.

● Oversee key parts of the loan lifecycle, including disbursement, repayment, and collections.

● Monitor portfolio performance and formulate risk mitigation measures. Stay informed about regulatory updates, credit trends, and industry benchmarks.

What We’re Looking For:

● Minimum 5+ experience in unsecured personal loans, preferably in a digital lending environment.

● Strong understanding of digital lending platforms, including underwriting and designing credit policies.

● Experience working with a fintech or NBFC, ideally one with its own consumer-facing app.

● Analytical mindset and the ability to work with large datasets to make informed decisions.

● Strong communication and collaboration skills.

Why Join Us?

● Competitive salary and benefits.

● Work directly with our CEO and CFO in a high-impact, fast-growing fintech environment.

● A fast-paced, collaborative culture that values innovation, ownership, and bold thinking.



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