Credit & Risk Strategist

3 weeks ago

Mumbai, India PLEXO HR Solutions Full time
Job Mode: Work From Office
Job Type : Full-time
Working Days: 5
Industry: Fintech
About the Company:
It is a publicly listed, tech-first NBFC powering India’s digital lending revolution.
We’ve scaled rapidly by building a 100% digital, zero-manual-intervention lending backbone.
Now, as we step into our 10 → 100 growth journey, we’re looking for someone hungry to own
finance, drive growth, and sit at the heart of decision-making.
What You’ll Do:
● Develop and manage credit strategies for unsecured personal loans .
● Work on digital underwriting processes and real-time decision engines to support faster, smarter credit decisions.
● Collaborate with product and data teams to strengthen risk assessment frameworks.
● Oversee key parts of the loan lifecycle , including disbursement, repayment, and collections.
● Monitor portfolio performance and formulate risk mitigation measures. Stay informed about regulatory updates, credit trends, and industry benchmarks.
What We’re Looking For:
● Minimum 5+ experience in unsecured personal loans , preferably in a digital lending environment.
● Strong understanding of digital lending platforms, including underwriting and designing credit policies.
● Experience working with a fintech or NBFC , ideally one with its own consumer-facing app.
● Analytical mindset and the ability to work with large datasets to make informed decisions.
● Strong communication and collaboration skills.
Why Join Us?
● Competitive salary and benefits.
● Work directly with our CEO and CFO in a high-impact, fast-growing fintech environment.
● A fast-paced, collaborative culture that values innovation, ownership, and bold thinking.

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