Credit and Risk Strategist || CTC upto 40 LPA || Fintech || Mumbai
1 week ago
Credit Risk Strategist (Digital Unsecured Lending)Location: MumbaiReady to shape the future of digital lending?We are hiring for a listed NBFC at the forefront of the Digital Lending revolution in India, based in Mumbai.We are searching for an accomplished and analytically-driven Credit Risk professional to take ownership of the risk framework for rapidly expanding unsecured personal loan portfolio . This is a high-impact role where your strategic decisions will directly influence our growth trajectory and financial health.Core ResponsibilitiesStrategy & Decision ScienceDesign, test, and optimize end-to-end credit strategies and underwriting rules for unsecured personal loans, focusing on balancing growth, profitability, and risk.Lead the integration of advanced analytics into the credit decisioning process, leveraging machine learning and real-time decision engines for instant credit scoring and offers.Proactively identify and develop strategies to minimize losses from fraud and emerging risk factors.Process & ExecutionWork closely with Product, Engineering, and Data Science teams to streamline digital underwriting journeys , ensuring a seamless customer experience while maintaining strict risk controls.Oversee and manage risk across the entire loan lifecycle , from acquisition and disbursement through to monitoring repayment performance and optimizing collections strategies.Conduct deep-dive analysis on portfolio performance metrics (e.g., delinquency, NPA, loss rates) and propose data-backed risk mitigation strategies.Regulatory & Industry LeadershipMaintain up-to-date knowledge of RBI guidelines , industry best practices, and competitor credit policies, ensuring all credit operations remain compliant and competitive.The Ideal Candidate: Qualifications5-8 years of progressive experience in Credit Risk Management, with a substantial focus on unsecured personal loansMandatory Experience: Prior work experience with a FinTech or Digital Lending NBFC that operates a high-volume, tech-first lending platform, ideally via a proprietary consumer app.Technical Acumen: Strong proficiency in applying analytical tools and working with large data sets to build and validate credit models and policies.Digital Mindset: Demonstrated ability to translate complex credit policy into functional requirements for digital underwriting systems and decision engines.Soft Skills: Exceptional ability to communicate complex risk concepts to non-technical stakeholders and drive results through cross-functional collaboration.
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Mumbai, India Talentiser Full timeCredit Risk Strategist (Digital Unsecured Lending) Location: Mumbai Ready to shape the future of digital lending? We are hiring for a listed NBFC at the forefront of the Digital Lending revolution in India, based in Mumbai. We are searching for an accomplished and analytically-driven Credit Risk professional to take ownership of the risk framework for...
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Mumbai, India Talentiser Full timeCredit Risk Strategist (Digital Unsecured Lending) Location: Mumbai Ready to shape the future of digital lending? We are hiring for a listed NBFC at the forefront of the Digital Lending revolution in India, based in Mumbai. We are searching for an accomplished and analytically-driven Credit Risk professional to take ownership of the risk framework for...
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Mumbai, India Talentiser Full timeCredit Risk Strategist (Digital Unsecured Lending) Location: Mumbai Ready to shape the future of digital lending? We are hiring for a listed NBFC at the forefront of the Digital Lending revolution in India, based in Mumbai. We are searching for an accomplished and analytically-driven Credit Risk professional to take ownership of the risk framework for...
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Mumbai, India Talentiser Full timeCredit Risk Strategist (Digital Unsecured Lending)Location: MumbaiReady to shape the future of digital lending?We are hiring for a listed NBFC at the forefront of the Digital Lending revolution in India, based in Mumbai.We are searching for an accomplished and analytically-driven Credit Risk professional to take ownership of the risk framework for rapidly...
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Mumbai, India Talentiser Full timeCredit Risk Strategist (Digital Unsecured Lending)Location: MumbaiReady to shape the future of digital lending?We are hiring for a listed NBFC at the forefront of the Digital Lending revolution in India, based in Mumbai.We are searching for an accomplished and analytically-driven Credit Risk professional to take ownership of the risk framework for rapidly...
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mumbai, India Talentiser Full timeCredit Risk Strategist (Digital Unsecured Lending)Location: MumbaiReady to shape the future of digital lending?We are hiring for a listed NBFC at the forefront of the Digital Lending revolution in India, based in Mumbai.We are searching for an accomplished and analytically-driven Credit Risk professional to take ownership of the risk framework for rapidly...
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Mumbai, India Talentiser Full timeCredit Risk Strategist (Digital Unsecured Lending)Location: MumbaiReady to shape the future of digital lending?We are hiring for a listed NBFC at the forefront of the Digital Lending revolution in India, based in Mumbai.We are searching for an accomplished and analytically-driven Credit Risk professional to take ownership of the risk framework for rapidly...
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Mumbai, India Talentiser Full timeCredit Risk Strategist (Digital Unsecured Lending)Location: MumbaiReady to shape the future of digital lending?We are hiring for a listed NBFC at the forefront of the Digital Lending revolution in India, based in Mumbai.We are searching for an accomplished and analytically-driven Credit Risk professional to take ownership of the risk framework for rapidly...
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Credit and Risk Strategist
2 weeks ago
Mumbai, Maharashtra, India Talentiser Full time ₹ 15,00,000 - ₹ 25,00,000 per yearCredit Risk Strategist (Digital Unsecured Lending)Location:MumbaiReady to shape the future of digital lending?We are hiring for alisted NBFCat the forefront of theDigital Lendingrevolution in India, based in Mumbai.We are searching for an accomplished and analytically-drivenCredit Risk professionalto take ownership of the risk framework for rapidly...
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Credit & Risk Strategist
3 weeks ago
Mumbai, India PLEXO HR Solutions Full timeJob Mode: Work From Office Job Type: Full-time Working Days: 5 Industry: Fintech About the Company: It is a publicly listed, tech-first NBFC powering India’s digital lending revolution. We’ve scaled rapidly by building a 100% digital, zero-manual-intervention lending backbone. Now, as we step into our 10 → 100 growth journey, we’re looking for...
