Credit and Risk Strategist || CTC upto 40 LPA || Fintech || Mumbai
1 week ago
Credit Risk Strategist (Digital Unsecured Lending) Location: Mumbai Ready to shape the future of digital lending? We are hiring for a listed NBFC at the forefront of the Digital Lending revolution in India, based in Mumbai. We are searching for an accomplished and analytically-driven Credit Risk professional to take ownership of the risk framework for rapidly expanding unsecured personal loan portfolio. This is a high-impact role where your strategic decisions will directly influence our growth trajectory and financial health. Core Responsibilities Strategy & Decision Science - Design, test, and optimize end-to-end credit strategies and underwriting rules for unsecured personal loans, focusing on balancing growth, profitability, and risk. - Lead the integration of advanced analytics into the credit decisioning process, leveraging machine learning and real-time decision engines for instant credit scoring and offers. - Proactively identify and develop strategies to minimize losses from fraud and emerging risk factors. Process & Execution - Work closely with Product, Engineering, and Data Science teams to streamline digital underwriting journeys, ensuring a seamless customer experience while maintaining strict risk controls. - Oversee and manage risk across the entire loan lifecycle, from acquisition and disbursement through to monitoring repayment performance and optimizing collections strategies. - Conduct deep-dive analysis on portfolio performance metrics (e.g., delinquency, NPA, loss rates) and propose data-backed risk mitigation strategies. Regulatory & Industry Leadership - Maintain up-to-date knowledge of RBI guidelines, industry best practices, and competitor credit policies, ensuring all credit operations remain compliant and competitive. The Ideal Candidate: Qualifications - 5-8 years of progressive experience in Credit Risk Management, with a substantial focus on unsecured personal loans - Mandatory Experience: Prior work experience with a FinTech or Digital Lending NBFC that operates a high-volume, tech-first lending platform, ideally via a proprietary consumer app. - Technical Acumen: Strong proficiency in applying analytical tools and working with large data sets to build and validate credit models and policies. - Digital Mindset: Demonstrated ability to translate complex credit policy into functional requirements for digital underwriting systems and decision engines. - Soft Skills: Exceptional ability to communicate complex risk concepts to non-technical stakeholders and drive results through cross-functional collaboration.
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Mumbai, India Talentiser Full timeCredit Risk Strategist (Digital Unsecured Lending) Location: Mumbai Ready to shape the future of digital lending? We are hiring for a listed NBFC at the forefront of the Digital Lending revolution in India, based in Mumbai. We are searching for an accomplished and analytically-driven Credit Risk professional to take ownership of the risk framework for...
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Mumbai, India Talentiser Full timeCredit Risk Strategist (Digital Unsecured Lending) Location: Mumbai Ready to shape the future of digital lending? We are hiring for a listed NBFC at the forefront of the Digital Lending revolution in India, based in Mumbai. We are searching for an accomplished and analytically-driven Credit Risk professional to take ownership of the risk framework for...
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Mumbai, India Talentiser Full timeCredit Risk Strategist (Digital Unsecured Lending)Location: MumbaiReady to shape the future of digital lending?We are hiring for a listed NBFC at the forefront of the Digital Lending revolution in India, based in Mumbai.We are searching for an accomplished and analytically-driven Credit Risk professional to take ownership of the risk framework for rapidly...
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Mumbai, India Talentiser Full timeCredit Risk Strategist (Digital Unsecured Lending)Location: MumbaiReady to shape the future of digital lending?We are hiring for a listed NBFC at the forefront of the Digital Lending revolution in India, based in Mumbai.We are searching for an accomplished and analytically-driven Credit Risk professional to take ownership of the risk framework for rapidly...
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Mumbai, India Talentiser Full timeCredit Risk Strategist (Digital Unsecured Lending)Location: MumbaiReady to shape the future of digital lending?We are hiring for a listed NBFC at the forefront of the Digital Lending revolution in India, based in Mumbai.We are searching for an accomplished and analytically-driven Credit Risk professional to take ownership of the risk framework for rapidly...
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mumbai, India Talentiser Full timeCredit Risk Strategist (Digital Unsecured Lending)Location: MumbaiReady to shape the future of digital lending?We are hiring for a listed NBFC at the forefront of the Digital Lending revolution in India, based in Mumbai.We are searching for an accomplished and analytically-driven Credit Risk professional to take ownership of the risk framework for rapidly...
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Mumbai, India Talentiser Full timeCredit Risk Strategist (Digital Unsecured Lending)Location: MumbaiReady to shape the future of digital lending?We are hiring for a listed NBFC at the forefront of the Digital Lending revolution in India, based in Mumbai.We are searching for an accomplished and analytically-driven Credit Risk professional to take ownership of the risk framework for rapidly...
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Mumbai, India Talentiser Full timeCredit Risk Strategist (Digital Unsecured Lending)Location: MumbaiReady to shape the future of digital lending?We are hiring for a listed NBFC at the forefront of the Digital Lending revolution in India, based in Mumbai.We are searching for an accomplished and analytically-driven Credit Risk professional to take ownership of the risk framework for rapidly...
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Credit & Risk Strategist
3 weeks ago
Mumbai, India PLEXO HR Solutions Full timeJob Mode: Work From Office Job Type: Full-time Working Days: 5 Industry: Fintech About the Company: It is a publicly listed, tech-first NBFC powering India’s digital lending revolution. We’ve scaled rapidly by building a 100% digital, zero-manual-intervention lending backbone. Now, as we step into our 10 → 100 growth journey, we’re looking for...
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Credit & Risk Strategist
2 weeks ago
Mumbai, India PLEXO HR Solutions Full timeJob Mode: Work From Office Job Type : Full-time Working Days: 5 Industry: Fintech About the Company: It is a publicly listed, tech-first NBFC powering India’s digital lending revolution. We’ve scaled rapidly by building a 100% digital, zero-manual-intervention lending backbone. Now, as we step into our 10 → 100 growth journey, we’re looking for...
