Credit Risk

2 days ago

Mumbai Metropolitan Region, India Banking and NBFC job Full time ₹ 8,00,000 - ₹ 20,00,000 per year
NBFC

Chief Manager/AVP - Credit Risk Analyst (SME)

Location: Mumbai

KeyResponsibilities

:

  • Define risk and monitor the formulation, review, and evaluation of credit policies in coordination with Credit and Business teams.

  • Conduct portfolio analysis to identify key risk and mitigation strategies

  • Tracking hashtag

hashtag

portfoliotriggers

(thresholds/ breach), risk appetite level, NPA/write off trends, quality of static asset pool, early risk, non-starter trend and taking corrective actions thereof.

Collectionsefficiency

, triggers (thresholds/ breach), flow rates, trends

  • Manage and monitor portfolio and credit risk to ensure alignment with the organization's hashtag
riskappetite

and business objectives.

  • Creating & monitoring the hashtag
earlywarningsystems

for each product

  • Review credit policies and ensure they are comprehensive and aligned with established risk frameworks.

  • Conduct thorough end-to-end credit process reviews to identify gaps, improve operational efficiency, and ensure compliance with regulatory requirements.

riskanalytics

initiatives to deliver actionable insights that support decision-making and hashtag

riskmitigation

strategies

  • Drive end-to-end process enhancements focusing on risk mitigation and promoting sustainable, profitable growth
CreditRiskPolicy

formulation and implementation of hashtag

framework

for new product / program launch within risk appetite of the bank and its subsequent review / amendment

RequiredSkills

:

  • Proven experience in #risk
portfoliorisk

and

creditriskmanagement

in a Bank or NBFC.

  • Experience collaborating closely with Credit and Business teams on policy review and risk strategy implementation.

  • Ability to conduct detailed risk analytics and effectively communicate findings to senior management

  • Strong expertise in credit processes, risk controls, and process improvement initiatives.

  • Excellent communication, stakeholder management, and interpersonal skills.

CandidateProfile

:

  • 5-8 years of relevant experience in hashtag
creditrisk

,

portfolio

risk,
hashtag

creditpolicymanagement

in
hashtag

SME

/
hashtag

MSME

in
hashtag

Banks

/
hashtag

NBFC
  • Education: MBA, FRM, Chartered Accountant (CA), or Master's degree in Economics or Statistics preferred.

Please DM me with your CV, current CTC & Notice period.

NBFC

hashtag

SME

hashtag

Unsecured

hashtag

Policy

hashtag

Risk
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