Credit Risk

15 hours ago

Mumbai Metropolitan Region, India Banking and NBFC job Full time ₹ 8,00,000 - ₹ 20,00,000 per year
NBFC

Chief Manager/AVP - Credit Risk Analyst (SME)

Location: Mumbai

KeyResponsibilities

:

  • Define risk and monitor the formulation, review, and evaluation of credit policies in coordination with Credit and Business teams.

  • Conduct portfolio analysis to identify key risk and mitigation strategies

  • Tracking hashtag

hashtag

portfoliotriggers

(thresholds/ breach), risk appetite level, NPA/write off trends, quality of static asset pool, early risk, non-starter trend and taking corrective actions thereof.

Collectionsefficiency

, triggers (thresholds/ breach), flow rates, trends

  • Manage and monitor portfolio and credit risk to ensure alignment with the organization's hashtag
riskappetite

and business objectives.

  • Creating & monitoring the hashtag
earlywarningsystems

for each product

  • Review credit policies and ensure they are comprehensive and aligned with established risk frameworks.

  • Conduct thorough end-to-end credit process reviews to identify gaps, improve operational efficiency, and ensure compliance with regulatory requirements.

riskanalytics

initiatives to deliver actionable insights that support decision-making and hashtag

riskmitigation

strategies

  • Drive end-to-end process enhancements focusing on risk mitigation and promoting sustainable, profitable growth
CreditRiskPolicy

formulation and implementation of hashtag

framework

for new product / program launch within risk appetite of the bank and its subsequent review / amendment

RequiredSkills

:

  • Proven experience in #risk
portfoliorisk

and

creditriskmanagement

in a Bank or NBFC.

  • Experience collaborating closely with Credit and Business teams on policy review and risk strategy implementation.

  • Ability to conduct detailed risk analytics and effectively communicate findings to senior management

  • Strong expertise in credit processes, risk controls, and process improvement initiatives.

  • Excellent communication, stakeholder management, and interpersonal skills.

CandidateProfile

:

  • 5-8 years of relevant experience in hashtag
creditrisk

,

portfolio

risk,
hashtag

creditpolicymanagement

in
hashtag

SME

/
hashtag

MSME

in
hashtag

Banks

/
hashtag

NBFC
  • Education: MBA, FRM, Chartered Accountant (CA), or Master's degree in Economics or Statistics preferred.

Please DM me with your CV, current CTC & Notice period.

NBFC

hashtag

SME

hashtag

Unsecured

hashtag

Policy

hashtag

Risk
  • Credit Risk

  • Credit Risk Model Governance

    3 weeks ago

    Mumbai, India Risk Inn Full time

    Apply Now:Join a top-tier firm and contribute to high-impact projects in a rapidly evolving risk and analytics landscape. Please Read the Job Description and apply if you fulfil the criteria. Click this link to submit your application after reviewing the details below: We are currently supporting our client in India, a leadingRisk Analytics and Consulting...

  • Credit Risk Model Governance

    2 weeks ago

    Mumbai, Maharashtra, India Risk Inn Full time ₹ 6,00,000 - ₹ 18,00,000 per year

    Apply Now:Join a top-tier firm and contribute to high-impact projects in a rapidly evolving risk and analytics landscape. Please Read the Job Description and apply if you fulfil the criteria. Click this link to submit your application after reviewing the details below: We are currently supporting our client in India, a leadingRisk Analytics and Consulting...

  • Head of Credit

    2 weeks ago

    Mumbai Metropolitan Region, India Kwan Ventures Full time ₹ 1,04,000 - ₹ 1,30,878 per year

    About the Company:Our client is a rapidly growing NBFC specializing in supply chain financing solutions for SMEs and MSMEs. With a strong focus on enabling working capital access for businesses, they are building a technology-driven, scalable lending platform.Role Overview:We are seeking an experiencedCredit Headto lead the credit risk, underwriting, and...

  • Risk Executive

    1 week ago

    Mumbai Metropolitan Region, India Alvoral Private Limited Full time ₹ 15,00,000 - ₹ 25,00,000 per year

    Business needWe are seeking a highly skilled and motivated Risk Manager to join our dynamic team at Alvoral Private Limited. The candidate needs to have at least 3 to 5 years of experience in risk management within an NBFC or a bank. The Risk Executive will work closely with the credit and loan underwriting teams to ensure that the company's loan portfolio...

  • Credit Risk

    2 weeks ago

    Mumbai, Maharashtra, India Flashaid Full time ₹ 12,00,000 - ₹ 36,00,000 per year

    Credit Risk & UnderwritingAbout UsFlashaid is building the future of education finance through ourSmartFeeproduct, now partnering witha large Bankto scale impact nationally. We are looking for an experiencedCredit Risk & Underwriterto lead risk alignment and product integration for this partnership.Role : Full timeLocation:MumbaiStart Date:Immediate...

  • Cluster Credit Manager

    1 week ago

    Mumbai Metropolitan Region, India Piramal Finance Full time ₹ 5,00,000 - ₹ 15,00,000 per year

    Company DescriptionPiramal Finance Limited, formerly known as Piramal Capital & Housing Finance Limited, is engaged in the financial services business. We provide both wholesale and retail funding opportunities within real estate and non-real estate sectors. Customer satisfaction is paramount to us, and we continually seek ways to enhance your experience....

  • Credit risk lead

    3 weeks ago

    Mumbai, India The LHR Group Full time

    Our client is B2 B e-commerce platform. The Lead - Credit Risk will manage and strengthen the credit risk framework for unsecured lending (Supply Chain Finance, business loans, working capital), driving credit policies, risk analytics, underwriting models, and portfolio monitoring to ensure optimal risk-adjusted returns. Key Responsibilities: Credit Risk...

  • Credit Risk Lead

    3 weeks ago

    Mumbai, India The LHR Group Full time

    Our client is B2B e-commerce platform. The Lead - Credit Risk will manage and strengthen the credit risk framework for unsecured lending (Supply Chain Finance, business loans, working capital), driving credit policies, risk analytics, underwriting models, and portfolio monitoring to ensure optimal risk-adjusted returns. Key Responsibilities: Credit Risk...

  • Credit Risk Lead

    2 weeks ago

    Mumbai, India The LHR Group Full time

    Our client is B2B e-commerce platform. The Lead - Credit Risk will manage and strengthen the credit risk framework for unsecured lending (Supply Chain Finance, business loans, working capital), driving credit policies, risk analytics, underwriting models, and portfolio monitoring to ensure optimal risk-adjusted returns.Key Responsibilities:Credit Risk...

  • Credit Wise Capital

    1 week ago

    Mumbai, India credit Wise Capital Pvt Ltd Full time

    Job Title:- Risk Analyst - Two Wheeler FinanceDepartment:- Risk & CreditReporting To:- Manager / Head - Risk & CreditRole Overview- The Risk Analyst will be responsible for assessing, monitoring, and mitigating credit and operational risks in the two-wheeler loan portfolio. The role involves analyzing borrower profiles, developing risk models, identifying...