Credit Portfolio Management

2 days ago

Mumbai Metropolitan Region, India SMBC Group Full time

Job description:

  • Credit Risk Management:
  • Prepare good quality credit applications, reports, risk and financial analysis including sensitivity analysis and assumptions validation.
  • Ability to distil complex credit issues and produce credit applications which can be easily understood by relevant approvers (SFDA/ASDV management and/or Credit).
  • Ensure credit applications and consent requests are circulated and approved in a timely manner, minimal errors and overdue reviews.
  • Answer credit questions and maintain good working relationship with Credit.
  • Timely discussion with other CPM team members, regular updates, and early escalation of issues to Group Head of CPM.
  • Credit Process Management
  • Ensure relevant credit memo are prepared to seek India management approval where applicable, and in a timely manner.
  • Work closely with PDO team on covenants management, drawdown conditions and custody confirmation including original documents are received in time.
  • Support CPM Loan Admin for INR-related operations matters.
  • Liaise with India legal team for documentation clearance.
  • Control and Compliance Management
  • On time preparation and prompt response to internal and external audit requests.
  • Prepare accurate and timely reports required by regulators, head office and internally.
  • Always ensure adherence to internal processes and compliance.
  • Leadership

  • Provide leadership to the team and lead ASDV CPM initiatives in India.

  • An experienced professional with years of experience in credit risk analysis and portfolio management of structured/project finance, leveraged finance and/or real estate transactions in India.

  • Key specialist / technical skills
  • Strong numerical and financial skills with the ability to interpret financial information and able to perform sensitivity of projections.
  • Strong knowledge of renewables, infrastructure, leverage finance and real estate sectors in India.
  • Deep knowledge of Credit risk assessment, credit control and related administration.
  • Strong stakeholder management and communication skills.
  • Has experience in leading a team.
  • Previous relevant experience in the financial sector.
  • Masters or post-graduate degree in business management, finance, or accounting.

Profile description:

  • This position is required in view of the growing India business and market for ASDV products.
  • We need this resource to manage the ASDV portfolio of deals post execution in India.
  • Given extensive stakeholder engagement both internal and external for deal management post execution, it's important to have an experienced staff for this role.

  • Director - Credit Portfolio Management

    2 weeks ago

    Mumbai Metropolitan Region, India SMBC Group Full time ₹ 12,00,000 - ₹ 36,00,000 per year

    Job description:Key Responsibilities:Portfolio Management: Monitor and manage the credit portfolio, ensuring that it aligns with the company's risk appetite and strategic objectives. Analyze portfolio performance metrics and implement strategies to optimize returns.Stakeholder Management: Track record in engaging and collaborating with various internal...

  • Credit Risk Management for PE/PC Portfolio, AS

    2 days ago

    Mumbai Metropolitan Region, India Jobs via eFinancialCareers Full time

    In Scope of Position based Promotions (INTERNAL only)Job Title: Credit Risk Management for PE/PC Portfolio, ASLocation: Mumbai, IndiaRole DescriptionThe Private Equity + Private Credit Credit Officer will be responsible for supporting the management of Deutsche Bank's counterparty credit risk to US financial sponsor and private capital clients.You will work...

  • Credit Portfolio Management

    2 days ago

    Mumbai, Maharashtra, India Sumitomo Mitsui Banking Corporation (SMBC) Full time

    Sumitomo Mitsui Banking CorporationCredit Risk Management:Prepare good quality credit applications, reports, risk and financial analysis including sensitivity analysis and assumptions validation.Ability to distil complex credit issues and produce credit applications which can be easily understood by relevant approvers (SFDA/ASDV management and/or...

  • Head of Credit

    2 days ago

    Mumbai Metropolitan Region, India Kwan Ventures Full time ₹ 1,04,000 - ₹ 1,30,878 per year

    About the Company:Our client is a rapidly growing NBFC specializing in supply chain financing solutions for SMEs and MSMEs. With a strong focus on enabling working capital access for businesses, they are building a technology-driven, scalable lending platform.Role Overview:We are seeking an experiencedCredit Headto lead the credit risk, underwriting, and...

  • Credit Risk

    2 weeks ago

    Mumbai Metropolitan Region, India Banking and NBFC job Full time ₹ 8,00,000 - ₹ 20,00,000 per year

    NBFCChief Manager/AVP - Credit Risk Analyst (SME)Location: MumbaiKeyResponsibilities:Define risk and monitor the formulation, review, and evaluation of credit policies in coordination with Credit and Business teams.Conduct portfolio analysis to identify key risk and mitigation strategiesTracking hashtaghashtagportfoliotriggers(thresholds/ breach), risk...

  • Portfolio Manager, Associate

    1 week ago

    Mumbai Metropolitan Region, India Jobs via eFinancialCareers Full time ₹ 6,00,000 - ₹ 18,00,000 per year

    Job Title: Portfolio ManagerLocation: Mumbai, IndiaCorporate Title: AssociateRole DescriptionRisk & Portfolio Management (RPM) is part of the global Trade Finance and Lending (TF&L) group and is responsible for developing and coordinating a comprehensive risk-to-revenue strategy to maximize portfolio risk/returns while proactively managing risk, balance...

  • Manager - Credit Quality & Training - Powai

    1 week ago

    Mumbai Metropolitan Region, India Hiranandani Financial Services Full time ₹ 15,00,000 - ₹ 25,00,000 per year

    Job ResponsibilitiesEngage in the development, implementation, review, and monitoring of various credit programs and provide training and coaching to continuously upgrade the competency of the team.Support and co-partner with business teams to manage end-to-end creditOversee and initiate follow-ups with central vendors to ensure timely query resolution/...

  • AVP/VP - Credit Officer

    7 days ago

    Mumbai Metropolitan Region, India SMBC Group Full time ₹ 15,00,000 - ₹ 28,00,000 per year

    Job description:Scope and DimensionWill be responsible for the review and assessment of credit risk and will seek approval from relevant authorities by preparing the analysis material.Geographical / Functional Coverage – India, Credit Department (2nd line)Direct/Indirect report – NilInitially, no approval authority will be given initially, but will be...

  • Credit Risk Strategist

    1 week ago

    Mumbai Metropolitan Region, India EdgeVantage Full time ₹ 12,00,000 - ₹ 36,00,000 per year

    Key ResponsibilitiesDevelop and manage credit strategies for unsecured personal loans.Work on digital underwriting processes and real-time decision engines to supportfaster, smarter credit decisions.Collaborate with product and data teams to strengthen risk assessment frameworks.Oversee key parts of the loan lifecycle, including disbursement, repayment,...

  • Cluster Credit Manager

    3 hours ago

    Mumbai Metropolitan Region, India Piramal Finance Full time ₹ 5,00,000 - ₹ 15,00,000 per year

    Company DescriptionPiramal Finance Limited, formerly known as Piramal Capital & Housing Finance Limited, is engaged in the financial services business. We provide both wholesale and retail funding opportunities within real estate and non-real estate sectors. Customer satisfaction is paramount to us, and we continually seek ways to enhance your experience....