Credit Portfolio Management

1 day ago

Mumbai, Maharashtra, India Sumitomo Mitsui Banking Corporation (SMBC) Full time

Sumitomo Mitsui Banking Corporation

  • Credit Risk Management:
  • Prepare good quality credit applications, reports, risk and financial analysis including sensitivity analysis and assumptions validation.
  • Ability to distil complex credit issues and produce credit applications which can be easily understood by relevant approvers (SFDA/ASDV management and/or Credit).
  • Ensure credit applications and consent requests are circulated and approved in a timely manner, minimal errors and overdue reviews.
  • Answer credit questions and maintain good working relationship with Credit.
  • Timely discussion with other CPM team members, regular updates, and early escalation of issues to Group Head of CPM.
  • Credit Process Management
  • Ensure relevant credit memo are prepared to seek India management approval where applicable, and in a timely manner.
  • Work closely with PDO team on covenants management, drawdown conditions and custody confirmation including original documents are received in time.
  • Support CPM Loan Admin for INR-related operations matters.
  • Liaise with India legal team for documentation clearance.
  • Control and Compliance Management
  • On time preparation and prompt response to internal and external audit requests.
  • Prepare accurate and timely reports required by regulators, head office and internally.
  • Always ensure adherence to internal processes and compliance.
  • Leadership

  • Provide leadership to the team and lead ASDV CPM initiatives in India.

  • An experienced professional with years of experience in credit risk analysis and portfolio management of structured/project finance, leveraged finance and/or real estate transactions in India.

  • Key specialist / technical skills
  • Strong numerical and financial skills with the ability to interpret financial information and able to perform sensitivity of projections.
  • Strong knowledge of renewables, infrastructure, leverage finance and real estate sectors in India.
  • Deep knowledge of Credit risk assessment, credit control and related administration.
  • Strong stakeholder management and communication skills.
  • Has experience in leading a team.
  • Previous relevant experience in the financial sector.

  • Masters or post-graduate degree in business management, finance, or accounting.

  • This position is required in view of the growing India business and market for ASDV products.

  • We need this resource to manage the ASDV portfolio of deals post execution in India.
  • Given extensive stakeholder engagement both internal and external for deal management post execution, it's important to have an experienced staff for this role.

  • Chief Credit Officer

    1 day ago

    Mumbai, Maharashtra, India SME CREDIT CHECK PVT. LTD. Full time ₹ 9,00,000 - ₹ 12,00,000 per year

    Role Overview:SME Credit Check is seeking an experienced and strategic Chief Credit Officer to lead our credit risk management, policy development, and credit operations. The ideal candidate will have a strong background in assessing credit risk, managing lending portfolios, and ensuring regulatory compliance to support our SME-focused credit services.Key...

  • Credit Portfolio Intmd Analyst

    2 weeks ago

    Mumbai, Maharashtra, India Citi Full time ₹ 6,00,000 - ₹ 18,00,000 per year

    The Credit Portfolio Intermediate Analyst is an intermediate-level position responsible for conducting credit reviews, credit approval and monitoring the portfolio to identify credit migration in coordination with the Risk Management team. The overall objective of this role is to manage Citi's portfolio exposure to clients and counterparties...

  • Credit Portfolio Intmd Analyst

    2 weeks ago

    Mumbai, Maharashtra, India Citi Full time ₹ 9,00,000 - ₹ 12,00,000 per year

    The Credit Portfolio Intermediate Analyst is an intermediate-level position responsible for conducting credit reviews, credit approval and monitoring the portfolio to identify credit migration in coordination with the Risk Management team. The overall objective of this role is to manage Citi's portfolio exposure to clients and counterparties globally. ...

  • Credit Portfolio Intmd Analyst

    2 weeks ago

    Mumbai, Maharashtra, India Citi Full time ₹ 8,00,000 - ₹ 24,00,000 per year

    Discover your future at CitiWorking at Citi is far more than just a job. A career with us means joining a team of more than 230,000 dedicated people from around the globe. At Citi, you'll have the opportunity to grow your career, give back to your community and make a real impact.Job OverviewThe Credit Portfolio Intermediate Analyst is an intermediate-level...

  • Credit Portfolio Analyst II

    1 day ago

    Mumbai, Maharashtra, India Citi Full time ₹ 8,00,000 - ₹ 18,00,000 per year

    Discover your future at CitiWorking at Citi is far more than just a job. A career with us means joining a team of more than 230,000 dedicated people from around the globe. At Citi, you'll have the opportunity to grow your career, give back to your community and make a real impact.Job OverviewThe Credit Portfolio Analyst II is an intermediate-level position...

  • Credit Portfolio Sr Analyst

    7 days ago

    Mumbai, Maharashtra, India Citi Full time ₹ 15,00,000 - ₹ 25,00,000 per year

    The Credit Portfolio Senior Analyst is an intermediate-level position responsible for managing US Cards credit risk policy and credit abuse oversight. The overall objective of this role is to develop recommendations and provide oversight for implementation and execution of key risk strategies. Responsibilities:Contribute to the development of new techniques...

  • Portfolio Manager Credit

    1 day ago

    Mumbai, Maharashtra, India American Express Full time ₹ 20,00,000 - ₹ 25,00,000 per year

    At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. As part of Team Amex, you'll experience this powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new...

  • Credit Portfolio Sr Analyst

    2 weeks ago

    Mumbai, Maharashtra, India Citi Full time ₹ 12,00,000 - ₹ 36,00,000 per year

    The individual will work in the Portfolio insights and Regulatory Risk reporting Team for US Personal Banking Risk management team focusing on US Cards (Approximately 110+ million card members with $150+ billion in receivables). The individual will join a team that has responsibility for North America Cards and Installment Lending portfolios.The person must...

  • Credit Risk Management For PE/PC Portfolio Professional, AS

    6 days ago

    Mumbai, Maharashtra, India Deutsche Bank Full time ₹ 10,00,000 - ₹ 25,00,000 per year

    **Job Description:In Scope of Position based Promotions (INTERNAL only)Job Title: Credit Risk Management for PE/PC Portfolio, ASLocation: Mumbai, IndiaRole DescriptionThe Private Equity + Private Credit Credit Officer will be responsible for supporting the management of Deutsche Banks counterparty credit risk to US financial sponsor and private capital...

  • Credit Manager

    1 day ago

    Mumbai, Maharashtra, India Cholamandalam Investment and Finance Company Limited Full time

    Company DescriptionCholamandalam Investment and Finance Company Limited (Chola), established in 1978 as part of the Murugappa Group, has evolved into a premier comprehensive financial services provider. With over 1,500 branches across India and Assets Under Management (AUM) exceeding Rs. 1.77 lakh crore, Chola serves more than 42.9 lakh satisfied customers....