Credit Risk

13 hours ago

Mumbai, Maharashtra, India Flashaid Full time ₹ 12,00,000 - ₹ 36,00,000 per year

Credit Risk & Underwriting

About Us

Flashaid is building the future of education finance through our
SmartFee
product, now partnering with
a large Bank
to scale impact nationally. We are looking for an experienced
Credit Risk & Underwriter
to lead risk alignment and product integration for this partnership.

Role : Full time

Location:
Mumbai

Start Date:
Immediate

Responsibilities

  • Design & refine
    credit underwriting and risk framework
    tailored to Bank requirements.
  • Drive
    risk team approvals
    with Bank, including documentation and workshops.
  • Draft inputs for the
    MOU/SOW
    (credit, data, SLA, compliance).
  • Define
    technical integration specs
    for product & engineering teams (APIs, data mapping, error handling).
  • Support pilot readiness: runbook, training, monitoring metrics, exception handling.

What We're Looking For

  • 6–12 years of
    credit risk/underwriting experience
    at large NBFCs / fintechs (Groww, InCred, Fullerton, etc.).
  • Strong track record of
    risk policy creation
    and
    bank/NBFC risk approvals
    (PSU bank exposure is a plus).
  • Experience working with
    credit decisioning systems
    , scorecards, exceptions handling.
  • Ability to work hands-on with
    tech & legal teams
    to ensure end-to-end readiness.
  • Strong communication & stakeholder management skills.

Why Join

  • Shape a
    national-scale partnership with a large Bank
  • Work on a
    high-impact product
    in education finance with direct ownership of outcomes.
  • Flexible, high-visibility consulting role with tangible deliverables.

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