Australian Mortgage Process

3 days ago


Salt Lake Kolkata West Bengal, India CHOICE FORCE INFOTECH PVT LTD Full time ₹ 30,00,000 - ₹ 40,00,000 per year

Role Description:

This is a full-time remote role for a Credit Manager specializing in Home Loans. As a Credit Manager you will be responsible for working closely with the Head Broker and assist the broker to evaluating home loan applications, assessing creditworthiness, income documents, conducting detailed financial analyses, preparing files.

Location: Salt Lake, Sector V, Kolkata (Onsite)

Shift Timing: 4:30 AM – 1:30 PM (Monday–Friday)

Cab Facility Available

Salary: Up to ₹4 LPA

Note: Only immediate joiners based in Kolkata may apply.

Role responsibilities:

  • Conduct servicing assessments using appropriate lender calculators
  • Expert in evaluating complex home loan applications (Company, Trust, Partnership, PAYG income, Guarantor Applications & SMSF Deals)
  • Research Bank / lender policy and identify any potential obstacles or seek policy exceptions required prior to lodging approvals to the bank.
  • Review client scenario notes and supporting documents provided by the broker to understand client goals, financials, and loan requirements
  • Shortlist 3–5 lenders that are policy-appropriate, competitively priced, and aligned with client need
  • Prepare clear product comparisons and written recommendation summaries for the broker to use in the client meeting.
  • Provide timely updates to clients regarding the progress of their applications
  • Liaise closely with Mortgage Brokers and Loan Processors to ensure smooth handover of files and avoid double-handling with the aim to get one touch approvals from the Bank / Lenders once loan is submitted for their assessment.

Essential Skills Required:

  • Minimum 2 years of home loan credit assessment experience having worked for an Australian Bank or Australian Mortgage Broker.
  • Strong understanding of credit policies and loan application processes
  • Excellent research and critical thinking capabilities
  • Strong written communication skills — ability to summarise complex products clearly
  • Professionalism and confidentiality in handling sensitive client information

What is on offer:

  • Full Time Work from office job
  • Fixed base salary + File based incentive structure
  • Opportunity to grow & lead the credit analyst team
  • Opportunity to Join the Team and visit Australia for our annual team conference
  • Annual Performance Bonus

Please Call or Send your CV to

HR Surobhi:

Job Type: Permanent

Pay: ₹15, ₹30,000.00 per month

Benefits:

  • Leave encashment
  • Paid sick time
  • Provident Fund

Work Location: In person



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