Australian Mortgage Credit Manager

3 days ago


Kolkata metropolitan area West Bengal, India Teleminds Infotech Pvt. Ltd. Full time ₹ 12,00,000 - ₹ 24,00,000 per year

Credit Manager – Home Loans


Work from Office
|
Mon–Fri, 4:30 AM – 1:30 PM


Free Home Pick-Up Provided

We're hiring a
Credit Manager
to support our Head Broker in assessing and preparing home loan applications. If you have strong credit assessment experience and enjoy working in a fast-paced lending environment, this role is for you.

Role responsibilities:

  • Conduct servicing assessments using appropriate lender calculators
  • Expert in evaluating complex home loan applications (Company, Trust, Partnership, PAYG income, Guarantor Applications & SMSF Deals)
  • Research Bank / lender policy and identify any potential obstacles or seek policy exceptions required prior to lodging approvals to the bank
  • Review client scenario notes and supporting documents provided by the broker to understand client goals, financials, and loan requirements
  • Shortlist 3-5 lenders that are policy-appropriate, competitively priced, and aligned with client need
  • Prepare clear product comparisons and written recommendation summaries for the broker to use in the client meeting
  • Order property valuations where required and update pricing based on market movement
  • Provide timely updates to clients regarding the progress of their applications
  • Liaise closely with Mortgage Brokers and Loan Processors to ensure smooth handover of files and avoid double-handling with the aim to get one touch approvals from the Bank / Lenders once loan is submitted for their assessment.

**Essential Skills Required:

  • 2+ years of home loan credit assessment experience in Australian
    Bank or Mortgage Broker.Stron- g understanding of Australian credit policies.Excel
  • lent attention to detail, communication, and analytical skills.Profe
  • ssional and confident handling of client information.

What's on Offer

  • Base salary + file-based incentives
  • Career growth into Credit Analyst Team Lead
  • Annual performance bonus

Share your CV HR DIKSHA

**



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