Australian Mortgage Credit Manager
3 days ago
Credit Manager – Home Loans
Work from Office
|
Mon–Fri, 4:30 AM – 1:30 PM
Free Home Pick-Up Provided
We're hiring a
Credit Manager
to support our Head Broker in assessing and preparing home loan applications. If you have strong credit assessment experience and enjoy working in a fast-paced lending environment, this role is for you.
Role responsibilities:
- Conduct servicing assessments using appropriate lender calculators
- Expert in evaluating complex home loan applications (Company, Trust, Partnership, PAYG income, Guarantor Applications & SMSF Deals)
- Research Bank / lender policy and identify any potential obstacles or seek policy exceptions required prior to lodging approvals to the bank
- Review client scenario notes and supporting documents provided by the broker to understand client goals, financials, and loan requirements
- Shortlist 3-5 lenders that are policy-appropriate, competitively priced, and aligned with client need
- Prepare clear product comparisons and written recommendation summaries for the broker to use in the client meeting
- Order property valuations where required and update pricing based on market movement
- Provide timely updates to clients regarding the progress of their applications
- Liaise closely with Mortgage Brokers and Loan Processors to ensure smooth handover of files and avoid double-handling with the aim to get one touch approvals from the Bank / Lenders once loan is submitted for their assessment.
**Essential Skills Required:
- 2+ years of home loan credit assessment experience in Australian
Bank or Mortgage Broker.Stron- g understanding of Australian credit policies.Excel - lent attention to detail, communication, and analytical skills.Profe
- ssional and confident handling of client information.
What's on Offer
- Base salary + file-based incentives
- Career growth into Credit Analyst Team Lead
- Annual performance bonus
Share your CV HR DIKSHA
**
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