Australian Mortgage Credit Analyst

3 days ago


Greater Kolkata Area, India Teleminds Infotech Pvt. Ltd. Full time ₹ 2,40,000 - ₹ 7,20,000 per year

Hiring: Credit Manager – Home Loans (Australian Market)

Location:
Salt Lake, Sector V, Kolkata (Work From Office)

Shift:
4:30 AM – 1:30 PM (Mon–Fri)

Salary:
Up to ₹6 LPA + Incentives

Cab Facility Available

Immediate Joiners in Kolkata Only

We are looking for an experienced
Credit Manager – Home Loans
to join our growing team. In this role, you will work closely with the Head Broker and evaluate home loan applications for Australian clients, conduct detailed financial assessments, and prepare files for approval.

Key Responsibilities

  • Assess home loan applications using lender calculators
  • Evaluate complex applications (Company, Trust, Partnership, PAYG, Guarantor & SMSF)
  • Research bank/lender policies and identify risks or exceptions
  • Review client goals, documents, and financials
  • Shortlist suitable lenders and prepare product comparisons
  • Provide clear written recommendations
  • Give timely updates to clients on application progress
  • Coordinate with Mortgage Brokers and Loan Processors for smooth file handling

Required Skills

  • Minimum 2 years' experience
    in Australian home loan credit assessment
  • Strong understanding of credit policies, income assessment & loan processes
  • Excellent research, analytical, and written communication skills
  • High professionalism & confidentiality

What We Offer

  • Full-time onsite role
  • Fixed salary + file-based incentives
  • Opportunity to lead the credit analyst team
  • Annual performance bonus
  • Chance to visit Australia for our annual team conference

Apply Now

Contact HR Surobhi



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