Credit Operations Manager- Australian Mortgage

3 days ago

Salt Lake Kolkata West Bengal, India CHOICE FORCE INFOTECH PVT LTD Full time ₹ 19,20,000 - ₹ 96,00,000 per year

Credit Operations Manager- Home loans(Australian Mortgage)

Role Description:

This is a full-time on-site role for a Credit Manager specializing in Home Loans. As a Credit

Manager you will be responsible for working closely with the Head Broker and assist the

broker to evaluating home loan applications, assessing creditworthiness, income

documents, conducting detailed financial analyses, preparing files from submission to

Approval, and providing recommendations to support lending decisions. The role also

involves collaborating with team members and stakeholders to ensure adherence to credit

policies and delivering exceptional service to clients.

Role responsibilities:

 Conduct servicing assessments using appropriate lender calculators

 Expert in evaluating complex home loan applications

 Research Bank / lender policy and identify any potential obstacles or seek policy

exceptions required prior to lodging approvals to the bank

 Review client scenario notes and supporting documents provided by the broker to

understand client goals, financials, and loan requirements

 Shortlist 3-5 lenders that are policy-appropriate, competitively priced, and aligned

with client need

 Prepare clear product comparisons and written recommendation summaries for the

broker to use in the client meeting

 Order property valuations where required and update pricing based on market

movement

 Provide timely updates to clients regarding the progress of their applications

 Liaise closely with Mortgage Brokers and Loan Processors to ensure smooth

handover of files and avoid double-handling with the aim to get one touch approvals

from the Bank / Lenders once loan is submitted for their assessment.

Essential Skills Required:

 Exceptional attention to details and strong organizational skills

 Strong understanding of credit policies and loan application processes

 Excellent research and critical thinking capabilities

 Strong written communication skills - ability to summarize complex products clearly

 Professionalism and confidentiality in handling

 Exceptional attention to details and strong organizational skills

 Strong understanding of credit policies and loan application processes

 Excellent research and critical thinking capabilities

 Strong written communication skills - ability to summarize complex products clearly

 Professionalism and confidentiality in handling sensitive client information

What is on offer:

 Full Time Work from office role

 Opportunity to Join the Team and visit Australia for our annual team conference

 Annual Performance Bonus

Qualifications

 Minimum 2 years of home loan credit assessment experience having worked for an Australian Bank or Australian Mortgage Broker.

Interested Candidates share your CV to or kindly contact HR

Job Types: Full-time, Permanent

Pay: ₹20, ₹80,000.00 per month

Benefits:

  • Paid sick time
  • Provident Fund

Work Location: In person

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