Lead - Portfolio Risk Analytics- Vehicle Loan - NBFC
3 days ago
R
ole - Lead risk Analytics -
TW or Auto loans
Large - NBFC
Location- Gurgaon
Role Requirement- MBA/Btech/MSc
5-10 years of work experience in Risk analytics
for TW/CD/Credit Card/PL/Auto in Bank/NBFC/Fintech
Deep Risk Data Analytics
in any of the consumer lending products at large scale
Understanding and experience of TW lending products would be preferred
Strong analytical skills coupled with good understanding of Credit Risk management, score
Cards.Python/SAS/SQL mandatory.Experience of Tableau or Power BI preferred
Strong communication and presentation skills
Collaboration and Influencing skills
Ability to independently think and contribute individually to wider stakeholders
Role Description
- Lead and Own Risk analytics and Portfolio management for vehicle lending Products
- Drive and monitor the portfolios on daily/weekly/monthly basis to maintain risk metrics at desired levels by continuously analysing, identifying, and eliminating the high- risk segment from portfolio. Recommend corrective actions for maintaining a healthy portfolio and lower loss rates.
- Define various metrics & tracking's for assessment of the through the door quality, approvals and performance. Create ad hoc dashboards to track festive or other seasonal interventions and impact.
- Prepare dashboards and MIS for internal policy teams, stakeholders and senior management for ongoing visibility and update on various trends
- Deep dive with data and recommend policy changes and decision making around risk & opportunities for the businesses
- Collaborate with Data Capabilities team and Analytics team to explore and refine usage and improvement of existing scorecards/models and new data sources
- Track changes in policy/process/new use case through data trends and provide insights for effective decision making
- Engage with stakeholders to present insights & recommend actionable across different LOBs
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