Senior Risk Analyst

6 days ago

Gurgaon, Haryana, India Trillionloans Full time ₹ 15,00,000 - ₹ 25,00,000 per year

About Trillionloans (A BharatPe Group Company) -

Trillionloans is one of India's fastest-growing fintech companies, valued at over $2.8 billion in just over three years. We empower small business owners, kirana stores, and consumers with a diverse range of financial services—from QR and PoS payments to easy loans and high-yield investments—helping them grow and transform. We believe in building a strong culture where employees succeed unconditionally, embracing diverse perspectives and innovation to serve Bharat's evolving needs. Join us for an exciting opportunity to collaborate, create, and truly change the game.

What you'll do?

  • Conduct early assessment of segment-level loss rates and take prompt action to mitigate risks.
  • Identify and launch challenger segments, evaluating expected benefits and potential losses.
  • Gain experience in both unsecured and secured lending portfolios.
  • Work closely with the Product team to recommend policy or workflow changes.
  • Develop a deep understanding of in-house systems and demonstrate agility in updating legacy systems as needed.
  • Collaborate with Product and Business teams to design, implement, and monitor underwriting strategies.
  • Drive portfolio actions based on off-us behavior signals from bureau and alternate data triggers.
  • Continuously monitor and evaluate implemented strategies to understand their business and risk impact.
  • Foster a self-service culture by analyzing risk reporting trends and enhancing analytics tools for maximum effectiveness.
  • Approach complex risk challenges methodically, ensuring solutions align with BharatPe's core values.
  • Work cross-functionally with Product, Technology, and Business teams to drive risk management initiatives.
  • Take a hands-on approach in risk segmentation and proactively identify and assess risks within the portfolio.

Who's the Right Fit for Us?

  • 2-8 years in Risk Analytics or Portfolio Management within Financial Services, Fintech, or NBFCs, preferably unsecured loans.
  • Strong skills in defining risk strategies, portfolio management, and building risk models and policies.
  • Curious mindset with the ability to assess acquisition and portfolio-level risks.
  • Growth-driven and tech-savvy, aiming for scalable, high-impact solutions.
  • Proficient in quantitative analysis, data mining, and trend analysis using tools like SQL and Python.
  • Experience with alternate data and bureau data to design effective risk strategies.
  • Excellent communication and stakeholder management skills, comfortable engaging with all levels including CXOs.

Interested candidates can share their updated profiles at

along with their current compensation and notice period details.

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