Director - Credit Portfolio Management

2 days ago

Mumbai Metropolitan Region, India SMBC Group Full time ₹ 12,00,000 - ₹ 36,00,000 per year

Job description:

Key Responsibilities:

  • Portfolio Management:
    Monitor and manage the credit portfolio, ensuring that it aligns with the company's risk appetite and strategic objectives. Analyze portfolio performance metrics and implement strategies to optimize returns.
  • Stakeholder Management:
    Track record in engaging and collaborating with various internal stakeholders including risk functions such as credit, legal and compliance teams.
  • Reporting:
    Prepare and present comprehensive reports on portfolio performance, risk analysis, and strategic initiatives to internal stakeholders and portfolio reports to external stakeholders in relation to capital efficiency transactions.
  • Actively manage capital efficiency transactions
    , which is key to the growth plans as the bank seeks to increase profitability as well as return on equity
  • Data Analytics:
    Key support in management of capital efficiency transactions, including portfolio data analytics, data mining & optimization and preparation of surveillance reports for internal and external stakeholders.
  • Deal Execution
    : To be involved in all aspects and provide support for capital efficiency transactions, from deal initiation, portfolio creation, internal approvals, stakeholders management, execution and post -closing surveillance reporting to investors (including replenishments).
  • Strategic Development:
    Provide support and work closely with the local and regional teams to share ideas and analysis that can help develop the credit portfolio management and capital efficiency platform.

Profile description:

  • Extensive Experience:
    10+ years of direct experience at leading financial institutions in credit portfolio management, balance sheet management, establishing reporting frameworks and credit risk management.
  • Technical Proficiency:
    Comprehensive technical expertise across a range of products and markets in the  region, including an in-depth understanding of banking regulations to optimize capital efficiency, and expertise in data analytics.
  • Strong understanding of credit risk management, financial analysis, and portfolio management

Behavioral Competencies

·      
Strong Collaboration Abilities:
Ability to work effectively across internal functions even when dealing with conflicting objectives.

·      
Stakeholder Management:
Ability to manage internal stakeholders from transaction platform perspective. Additionally produce professional reports for external stakeholders as required under the capital efficiency transactions.

·      
Detail oriented and analytical thinking:
critical thinking and focus on key details to understand relevant challenges and deliver credible solutions.

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