Director - Credit Portfolio Management

23 hours ago

Mumbai Metropolitan Region, India SMBC Group Full time ₹ 12,00,000 - ₹ 36,00,000 per year

Job description:

Key Responsibilities:

  • Portfolio Management:
    Monitor and manage the credit portfolio, ensuring that it aligns with the company's risk appetite and strategic objectives. Analyze portfolio performance metrics and implement strategies to optimize returns.
  • Stakeholder Management:
    Track record in engaging and collaborating with various internal stakeholders including risk functions such as credit, legal and compliance teams.
  • Reporting:
    Prepare and present comprehensive reports on portfolio performance, risk analysis, and strategic initiatives to internal stakeholders and portfolio reports to external stakeholders in relation to capital efficiency transactions.
  • Actively manage capital efficiency transactions
    , which is key to the growth plans as the bank seeks to increase profitability as well as return on equity
  • Data Analytics:
    Key support in management of capital efficiency transactions, including portfolio data analytics, data mining & optimization and preparation of surveillance reports for internal and external stakeholders.
  • Deal Execution
    : To be involved in all aspects and provide support for capital efficiency transactions, from deal initiation, portfolio creation, internal approvals, stakeholders management, execution and post -closing surveillance reporting to investors (including replenishments).
  • Strategic Development:
    Provide support and work closely with the local and regional teams to share ideas and analysis that can help develop the credit portfolio management and capital efficiency platform.

Profile description:

  • Extensive Experience:
    10+ years of direct experience at leading financial institutions in credit portfolio management, balance sheet management, establishing reporting frameworks and credit risk management.
  • Technical Proficiency:
    Comprehensive technical expertise across a range of products and markets in the  region, including an in-depth understanding of banking regulations to optimize capital efficiency, and expertise in data analytics.
  • Strong understanding of credit risk management, financial analysis, and portfolio management

Behavioral Competencies

·      
Strong Collaboration Abilities:
Ability to work effectively across internal functions even when dealing with conflicting objectives.

·      
Stakeholder Management:
Ability to manage internal stakeholders from transaction platform perspective. Additionally produce professional reports for external stakeholders as required under the capital efficiency transactions.

·      
Detail oriented and analytical thinking:
critical thinking and focus on key details to understand relevant challenges and deliver credible solutions.

  • Head of Credit

    2 weeks ago

    Mumbai Metropolitan Region, India Kwan Ventures Full time ₹ 1,04,000 - ₹ 1,30,878 per year

    About the Company:Our client is a rapidly growing NBFC specializing in supply chain financing solutions for SMEs and MSMEs. With a strong focus on enabling working capital access for businesses, they are building a technology-driven, scalable lending platform.Role Overview:We are seeking an experiencedCredit Headto lead the credit risk, underwriting, and...

  • Senior Credit Portfolio Manager

    1 week ago

    Mumbai, Maharashtra, India beBeeCreditRisk Full time ₹ 40,00,000 - ₹ 50,00,000

    Job Overview:A high-performing Credit Portfolio Manager is required to oversee the credit approval process in a designated zone, ensuring portfolio quality and minimizing delinquencies.This role demands strong expertise in credit risk assessment, as well as prior experience in leading credit evaluation teams for retail banking products.Main Responsibilities...

  • Portfolio Manager

    1 week ago

    Mumbai, Maharashtra, India beBeeCreditAnalyst Full time ₹ 1,50,00,000 - ₹ 2,50,00,000

    Senior Portfolio Credit AnalystThis is a senior role within the Portfolio Management Group where you will be handling credit coverage for EMEA subsidiaries of Japanese Corporates.The ideal candidate should have 6-8 years of working experience in financial institutions or equivalent, with excellent communication skills and a strong analytical mindset....

  • Credit Analyst

    2 weeks ago

    Mumbai Metropolitan Region, India Workassist Full time ₹ 15,00,000 - ₹ 20,00,000 per year

    Work Level: Middle ManagementCore: Result DrivenLeadership: IdeationRole: Credit Manager- Personal LoanIndustry Type: BankingFunction: Credit ManagerKey Skills: Product Manager,Credit Manager,Personal Loan,Credit Risk,Product SpecialistEducation: GraduateNote: This is a requirement for one of the Workassist Hiring Partner.Key Responsibilities:Assess and...

  • Cluster Credit Manager

    1 week ago

    Mumbai Metropolitan Region, India Piramal Finance Full time ₹ 9,00,000 - ₹ 12,00,000 per year

    Company DescriptionPiramal Finance Limited, formerly known as Piramal Capital & Housing Finance Limited, is engaged in the financial services business. We provide both wholesale and retail funding opportunities within real estate and non-real estate sectors. Customer satisfaction is paramount to us, and we continually seek ways to enhance your experience....

  • Credit Recovery Portfolio Manager

    2 weeks ago

    Mumbai, Maharashtra, India beBeePortfolio Full time ₹ 1,70,00,000 - ₹ 2,02,50,000

    Job Title:Credit Recovery Portfolio ManagerKey Responsibilities:Risk Management involves monitoring consumer durable loans to minimize potential losses.Duty-bound to Manage Risk Containment Unit for Consumer Businesses ensuring portfolio stability.Maintain and Continuously Review Consumer Durable Portfolios with business intelligence insights.We seek a...

  • Portfolio Credit Manager

    5 days ago

    Navi Mumbai, Maharashtra, India beBeeCredit Full time ₹ 10,00,000 - ₹ 25,00,000

    Key Position Summary:Our organization seeks an accomplished Territory Portfolio Manager to handle a portfolio of loan applications, assess borrower profiles, and make informed decisions based on financial analysis and credit risk policy.The ideal candidate will be responsible for meeting with customers to understand their business and loan requirements,...

  • Senior Credit Portfolio Manager

    4 days ago

    Mumbai, Maharashtra, India beBeeCreditFundManager Full time ₹ 1,00,00,000 - ₹ 1,50,00,000

    About Credit Fund Manager PositionA seasoned individual is required to manage a portfolio of credit-based assets, ensuring optimal returns while mitigating risk. This position involves evaluating the creditworthiness of potential investments, analyzing financial statements, industry trends, and economic factors.

  • Senior Credit Portfolio Manager

    7 days ago

    Mumbai, Maharashtra, India beBeeCredit Full time ₹ 18,00,000 - ₹ 23,85,000

    Job TitleKey Responsibilities:Manage day-to-day coordination with partner teams to ensure smooth credit operations.Monitor portfolio performance and support in maintaining high-quality portfolios.Assist in collection follow-ups on overdue cases, working closely with partner teams.Prepare and maintain essential business intelligence/data for review and...

  • Senior Manager for Credit Portfolio Management

    2 weeks ago

    Mumbai, Maharashtra, India beBeeCreditPortfolioManager Full time US$ 2,00,000 - US$ 2,50,000

    Job Title: Senior Manager for Credit Portfolio ManagementThe Senior Manager for Credit Portfolio Management plays a pivotal role in overseeing the management of the organization's credit portfolio. This individual is responsible for leading a team to monitor the credit migration in coordination with the Risk Management team, ensuring alignment with...