Credit Portfolio Analyst

1 day ago

Mumbai, Maharashtra, India Citi Full time ₹ 15,00,000 - ₹ 25,00,000 per year

The Credit Portfolio Analyst II is an intermediate-level position responsible for conducting credit reviews, credit approval and monitoring the portfolio to identify credit migration in coordination with the Risk Management team. The overall objective of this role is to manage Citi's portfolio exposure to clients and counterparties globally.

Job Responsibilities: 

  • Resolve issues and recommend solutions to moderate problems
  • Integrate specialty area knowledge with an understanding of industry standards and practices and how teams collaborate to accomplish goals of the sub-function/ job family
  • Serve as an industry expert and advisor
  • Analyze and approve counter-party credit limits for trading, transactional and financing businesses with funds
  • Has the ability to operate with a limited level of direct supervision.
  • Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.
  •   Assist with portfolio review preparation and the conduct of stress tests.
  • Build working relationships with various teams across the bank, including deal, coverage, and product teams.
  • Is an enthusiastic and early adopter of change; takes ownership for helping others see a better future and stay positive during uncertainty.
  • Proactively identifies opportunities to streamline work; creates process improvements that enhance efficiency for self and the team.

Qualifications:

  • 5+ years of experience in credit risk analysis or corporate banking
  • 5+ years in SAS, Tableau, PL/SQL, and UNIX
  • Experience in financial analysis, accounting, and valuation.
  • Familiarity with data interpretation and ability to challenge decisions based on data analysis.
  • Ability to interpret data, make sound decisions, and challenge the basis of the analysis

  • Strong analytical thinking and attention to detail.

  • Good communication and documentation skills.

Education:

Bachelor's degree/University degree or equivalent experience

Master's preferred

Job Family Group:

Risk Management

Job Family:

Portfolio Credit Risk Management

Time Type:

Full time

Most Relevant Skills

Analytical Thinking, Constructive Debate, Escalation Management, Industry Knowledge, Policy and Procedure, Policy and Regulation, Process Execution, Product Knowledge, Risk Controls and Monitors, Risk Identification and Assessment.

Other Relevant Skills

For complementary skills, please see above and/or contact the recruiter.

Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.

If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi.

View Citi's EEO Policy Statement and the Know Your Rights poster.

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