Customer Service Associate/Sr. Associate US Mortgage

8 hours ago

Gurgaon, Haryana, India Entra Solutions Full time ₹ 80,000 - ₹ 1,50,000 per year

Job Title: Customer Service Associate/Sr. Associate US Mortgage (Email & Chat Support)

Job Summary:

We are seeking a Back Office Customer Service Associate who will manage borrower inquiries via email and chat for our U.S. mortgage servicing processes. The role requires strong written communication skills, attention to detail, and a solid understanding of mortgage servicing regulations. The associate will handle queries related to loan payments, escrow, payoff, and general account servicing while ensuring compliance with RESPA, TILA, and CFPB guidelines.

Key Responsibilities:

  • Respond to borrower queries through email and chat in a timely and professional manner.
  • Handle inquiries related to loan payments, escrow analysis, property taxes, insurance, payoff quotes, and statements.
  • Research and resolve borrower concerns by collaborating with internal teams and updating systems.
  • Provide accurate and compliant information in line with investor guidelines (Fannie Mae, Freddie Mac, FHA, VA).
  • Document all borrower interactions in servicing systems (e.g., Black Knight, FiServ, TEMPO or similar).
  • Maintain compliance with US mortgage regulations, data security policies, and company SOPs.
  • Meet service level agreements (SLA) for response time and accuracy.

Required Skills & Qualifications:

Technical Skills:

  • Proficiency with mortgage servicing systems (Black Knight, FiServ, TEMPO or similar).
  • Strong knowledge of Microsoft Office (Word, Excel, Outlook).
  • Familiarity with CRM/ticketing tools (JIRA preferred).

Mortgage Knowledge:

  • Clear understanding of the loan life cycle: Origination, Servicing, Escrow, Payoff, Default.
  • Knowledge of RESPA, TILA, TRID, and CFPB regulations.
  • Experience handling escrow analysis, payoff quotes, and loan payment processing.

Core Skills:

  • Excellent written communication skills with a professional tone.
  • Strong analytical and problem-solving skills.
  • High attention to detail and accuracy.
  • Ability to handle multiple cases and prioritize tasks under deadlines.

Behavioral Skills:

  • Customer-focused approach with empathy and patience.
  • Ability to adapt to US time zone shifts and dynamic work environments.
  • Team player with strong interpersonal skills.

Experience:

  • 2-3 years of experience in mortgage servicing back-office operations or email/chat customer support.

About BSI Financial

Founded in 1986, we provide financial services that support our vision of enabling sustainable home ownership by practicing core values that embody doing what is right; emphasizing problem solving; delivering on expectations and winning with humility. Our clients include lenders and investors who make home financing possible.

BSI Financial was ranked multiple times in the SMU Dallas 100 list of the fastest growing

companies in North Texas and was twice named to the Inc. 5000 list of the fastest growing U.S

EEO Statement

We are an equal employment opportunity employer. All qualified applicants will be considered for employment without regard to race, color, religion, gender, national origin, disability status, protected veteran status, or any other characteristic protected by law.

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