
Senior Associate Operations
5 days ago
WNS is Hiring for a role of Senior Associate - Mortgage Underwriter
Position Summary:
The Mortgage underwriting associate evaluate and determine the eligibility of loan applications of residential mortgage (1-4 family) loans. Mortgage underwriting associate role includes but not limited to analyzing and verifying loan applications, review of all 4 Cs, evaluating risks, and making loan eligibility decisions.The incumbent ensures the accurate, efficient, and timely flow of information/documentation for offering quality and efficient services.
Responsibilities:
- • Knowledge of mortgage underwriting and Agency automated underwriting systems
- • Demonstrate a full understanding of agency guidelines as well as posted Lender internal guidelines
- • Review all mortgage applications and documentation for accuracy and completeness
• Review and be able to complete a full analysis of all types of income (Self/Rental/Wage/etc), Assets, Liabilities, Credit and Collateral. - • Analyze credit, income, and assets on a loan-by-loan basis to properly assess individual risk, and promptly provide underwriting decisions to Mortgage Originators
- • Review property documentation including title commitments, sales contracts, insurance, and flood determinations
- • Maintain a well-developed knowledge of loan product guidelines and industry regulations, including assisting in the prevention, detection, and resolution of mortgage fraud
Qualifications Education: Bachelors in any stream.
Experience: 2+ years in a similar role with US Mortgage.
Knowledge/Skills/Abilities:
- Experienced mortgage professional with 2-3 years with US mortgage underwriting.
- Has a complete understanding of Conventional, FHA and VA underwriting guidelines.
- Has working knowledge of real estate lending criteria and federal, state, and agency compliance
- Can multi-task and manage time efficiently
- Has strong organizational skills, attention to detail, and basic Microsoft Office skills
- Good analytical and problem-solving skills.
- Strong organization and verbal and written communications skills.
Key Details:
Location : Gurgaon
5 Days working
Rotational Shifts and Rotational Week-offs
Hike on Current CTC upto 6.5 LPA.
Interested candidates share resume
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