Zonal Collection Manager
5 days ago
Zonal Portfolio Manager - North India & Rajasthan - MSME & Vehicles
Job description
Lead and manage collections for MSME loans across India. Focus on recovery of overdue accounts, legal recoveries, restructuring, and field/agency operations.
Key Responsibilities:
· Devise and execute collections strategy for MSME loans (WC, TL, OD
· Manage regional collection teams.
· Handle legal recovery (demand notice, arbitration, suit filing, SARFAESI proceedings).
· Ensure adherence to regulatory and internal policy norms.
· Provide insights to credit and product teams on risk trends.
KPIs:
· Recovery % (bucket/vintage)
· Reduction in delinquency ratios (30+/60+/90+)
· Legal resolution outcomes.
· Cost of collection metrics.
· Agency compliance and productivity.
Qualifications & Experience:
· Graduate/MBA with 12-20 years in MSME or business loan collections.
· Experience in handling secured/unsecured SME loan recoveries.
· Legal understanding of business loan recoveries essential.
· Strong MIS, team handling, and stakeholder management skills.
Job Title: Zonal Portfolio Manager-
Collections
Collection Management
Npa Management
Loan Against Property LAP Collections Msme Loan
Lap
Collections Strategy
Debt Recovery
Recovery
Npa
Debt Management
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