National Collection Manager
7 days ago
Job Description: This role is for managing the collections of loans for EV (2W/ 3W/ 4W/ ZET) - Commercial vehicles. The ideal candidate should have extensive experience in collections management, a strong understanding of vehicle financing products, and the ability to drive performance through strategic oversight. Responsibilities:
• Delinquency Control: Oversee delinquency management for commercial vehicle loans on a national scale.
• NPA Reduction: Develop and implement strategies to reduce Non-Performing Assets (NPA) in vehicle financing products.
• Reporting: Regularly present updates on delinquency and NPA status to senior management, including actionable insights and recommendations.
• Team Recruitment and Development: Recruit and train collection managers at various levels (Bucket, HO, Area, Regional, and Zonal) to ensure eAective collections operations.
• Asset Management: Oversee the sale of repossessed vehicles, ensuring minimal loss from each account while maintaining compliance with relevant regulations.
• Collaboration: Foster strong relationships with Sales, Credit, and Operations teams to resolve customer issues swiftly and eAectively. Prerequisites:
• Passion for Sustainability and Social Impact
• Tech-Savvy and Data-Driven Mindset
• Interest in Fintech, Mobility, or Financial Services and ready to work for Bharat
• Problem-Solving and Innovation-Driven to work in an ambiguous environment
• Customer-Centric and Empathetic
• Commitment to Growth
• Team player with strong Communication Skills
• Abide by our core values Honesty, Ownership and Transparency
• Strong analytical skills to assess performance metrics related to collections
• Excellent communication skills for eAective team leadership and stakeholder engagement.
• Proficiency in data analysis tools and Microsoft OAice Suite.
• Experience in managing collections for commercial vehicle financing is highly desirable.
• Proven track record of implementing successful collection strategies that align with business goals. Educational Qualifications: Post Graduation in Finance/ Business Administration. Compensation (Fixed): As per fitment. Role & responsibilities
Preferred candidate profile
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