
Sr Process Associate
6 days ago
Job Title: Mortgage Processor / Underwriter – U.S. Mortgage Operations
Location: Technopark, Kollam, Kerala, IndiaEmployment Type: Full-Time
About Us
We are a fast-growing U.S. mortgage processing company with a global presence. Our Indian office, located in Technopark Kollam, supports end-to-end mortgage operations for U.S.-based lenders and brokers. We are looking for experienced professionals in Mortgage Processing and Underwriting who are ambitious, detail-oriented, and eager to grow with us.
Key Responsibilities
Mortgage Processor
- Review loan applications and supporting documents for accuracy and completeness.
- Coordinate with loan officers, borrowers, and third parties to gather required information.
- Order and track appraisals, credit reports, title, VOEs, and other documentation.
- Ensure compliance with U.S. mortgage regulations and company policies.
- Maintain pipeline management and timely loan file submission.
Mortgage Underwriter
- Review and analyze credit, income, asset, and collateral documents.
- Assess borrower eligibility in line with U.S. agency and investor guidelines (Fannie Mae, Freddie Mac, FHA, VA, USDA).
- Issue underwriting decisions (Approve, Suspense, Deny) with clear conditions.
- Mitigate risk by ensuring compliance with company, investor, and regulatory requirements.
- Work closely with processors and loan officers to resolve file conditions.
Required Qualifications
- Minimum 3+ years of experience in U.S. Mortgage Processing and/or Underwriting.
- Strong knowledge of U.S. mortgage guidelines and compliance requirements.
- Excellent communication skills (written and verbal in English).
- Ability to work in a fast-paced, deadline-driven environment.
- Proficiency in LOS systems (LendingPad, Encompass, Calyx, Arive, or similar) is a plus.
What We Offer
- Best package in the industry (as per candidate profile and experience).
- Opportunity to work with a global team and gain U.S. mortgage exposure.
- Career growth and internal advancement opportunities.
- Modern office space in Technopark, Kollam, Kerala with professional work culture.
How to Apply
Interested candidates can send their updated resume to with the subject line: Application – Mortgage Processor / Underwriter.
Job Types: Full-time, Permanent
Pay: ₹600, ₹960,000.00 per year
Benefits:
- Paid sick time
- Paid time off
- Provident Fund
Ability to commute/relocate:
- Kollam, Kerala: Reliably commute or planning to relocate before starting work (Required)
Experience:
- Us Mortgage: 3 years (Required)
Work Location: In person
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