Relationship Manager

1 week ago

Bargarh, Odisha, India Ujjivan Small Finance Bank Full time ₹ 15,00,000 - ₹ 30,00,000 per year

ROLE PURPOSE & OBJECTIVE

  • DrivingAgriculture Lending business in their respective Branches. Isresponsible for meeting agriculture lending goals, qualityportfolio and cross sell of all banking products.

  • SIZEOF THE ROLE

FINANCIALSIZE

NON-FINANCIALSIZE

  • Shallbe expected to manage a portfolio of Rs. 15 Cr.

  • Responsiblefor collections and portfolio quality

  • Managingagriculture business and portfolio across the branches ofoperations

  • Managinga team size of 5 employees progressively
  • Managingassets like marketing collaterals, Stationary, Dockets andSystems

  • Managinghiring and placement of Relationship Officers in requiredBranches, in future.

  • KEYDUTIES & RESPONSIBILITIES OF THE ROLE

Business/Financials

  • Daily/Weekly /Monthly monitoring of the accomplishment of targetsaccording to the annual/monthly targets established for the areaand branches under his/her responsibility to provide guidance andsolutions to all stake holders as required.
  • Supportsreportees- in his/her area in their duties of client visits, riskassessment and recovery strategies
  • SupportsLoan Officers- in his/her area in their duties of client visits,risk assessment and recovery strategies
  • Shouldbe ready to travel extensively across the branches of control forbusiness requirements

Customer (Both Internal & External)

  • Ensurethat customers are aware of the Product and services properly
  • Ensurethat customers are explained about the Terms & Conditions ofProduct
  • Focuson lower TAT as per laid down standards.

Internal Process

  • Ensureright documentation and adherence to laid down process of theBank
  • Monitorhealth of portfolio
  • Ensurecompliance with lending guidelines, quality framework and auditrequirements; ensure speedy resolution of any audit observationsand take necessary steps to prevent recurrence audit and otherregulations.
  • Ensure,supervise the correct implementation of the credit proceduresincluding all the respective tools

Innovation & Learning

  • Ensuregoal-setting, mid-year review and annual appraisal process withinspecified timelines for self and reportees
  • Evaluatethe staff competences in terms of promotion, business assessmentand credit risk assessment capacity and propose solutions forimprovement
  • Expectedto be updated with all new improvement & innovationshappening in the market and competitors
  • Shouldbe updated with the latest trends in agriculture, civic and locallaws of the territory of operation

  • Understandingmarket trends and competition and timely updation to supervisors

  • MINIMUMREQUIREMENTS OF KNOWLEDGE & SKILLS

Educational

Qualifications

  • Graduatein Commerce, Agri or relevant subjects
  • AnM Sc Agri, MBA or equivalent is an added advantage

Experience (Years and Core Experience Type)

  • 2years in sales and documentation of loans of which at least 1years in Agriculture Loans in an NBFC/ Bank. Mixed experience ofSales & Credit is acceptable, but should be predominantly insales

Certifications

  • Relevant certifications shall be an added advantage

Functional Skills

  • Abilityto sell source and sell agri loans, drive sales performance. Willbe required to take complete ownership of Agriculture Lending atBranch level.
  • Abilityto engage with internal stake holders, customers and to ensurecustomer service and meet Banks goals.
  • Marketingand Sales promotion for Agriculture Lending
  • Abilityto speak and read regional language(s)- is desirable. Ability tocommunicate in English (Read-speak-write) is required. Has goodverbal fluency and uses simple, clear and purposeful language.
  • AdequateComputer knowledge

Behavioral Skills

  • SoundProduct knowledge
  • Shouldpossess collaboration skills
  • Willingnessto travel & relocation as per business requirements andcareer opportunities
  • Managingcustomer relations
  • Performanceorientation

Competencies

  • GoodComputer Knowledge

  • Competentto handle MIS systems and Lending Software

  • KEYINTERACTIONS

INTERNAL

EXTERNAL

  • Productand Marketing Team
  • RegionalOperations, Credit
  • Audit,Vigilance and FCU team

  • AreaTechnical Manager

  • LegalVendors

  • Externalmarketing agencies
  • CompetitorCounterparts
  • LocalGovt Authorities

  • Sales Officer For Real Estate

    4 days ago

    Bargarh, Odisha, India Vinayak Outsourcing Works Full time ₹ 2,00,000 - ₹ 12,00,000 per year

    Job Description:A sales and marketing executive in the real estate field drives revenue and builds brand awareness through marketing strategies and sales execution. They develop and execute marketing plans, manage digital campaigns, and collaborate with sales teams to promote properties. Responsibilities:Develop and execute marketing plans: This includes...

  • srm (student relationship manager)

    2 weeks ago

    Bargarh, Orissa, India Vedic international school Full time ₹ 1,80,000 - ₹ 3,60,000 per year

    Student Engagement: Build and maintain strong, positive relationships with students. Serve as the primary contact for student inquiries, providing timely and accurate information.Support Services: Assist students in navigating academic programs, policies, and procedures. Offer guidance on academic and personal issues, referring them to appropriate resources...

  • Relationship Officer

    5 days ago

    Bargarh, Bhubaneswar, Orissa, India Aavas Financiers Full time

    Salary: - As per company norms **Job Specification**: Designation: Executive/ Senior Executive Minimum Qualification: Graduate Experience: 0-1 Year Function/Department: Sales Location: Cuttack, Bhubaneswar, Brahmapur, Puri, Bargarh Jajpur - Should have sales orientation - Customer retention - An immense interest in developing relationship with the...

  • Prt English

    3 days ago

    Bargarh, India Vedic international school Full time

    **Lesson planning**: Create lesson plans and activities that are appropriate for the students' abilities and the curriculum - **Teaching**: Teach English to students - **Assessment**: Evaluate students' work by setting and marking tests and other assessments - **Feedback**: Provide feedback to students and other teachers - **Extracurricular activities**:...

  • Account Manager

    20 hours ago

    Bargarh, Bhubaneswar, Orissa, India SR CROWN Full time ₹ 1,44,000 - ₹ 1,80,000 per year

    Serve as the primary point of contact for assigned client accounts.Develop and maintain long-term relationships with clients through regular communication and strategic support.Understand clients' business goals, challenges, and needs to propose suitable products, services, or solutions.Coordinate with internal teams (sales, marketing, finance, product,...

  • PRT English

    3 days ago

    Bargarh, Orissa, India Vedic international school Full time ₹ 2,40,000 per year

    Lesson planning: Create lesson plans and activities that are appropriate for the students' abilities and the curriculumTeaching: Teach English to studentsAssessment: Evaluate students' work by setting and marking tests and other assessmentsFeedback: Provide feedback to students and other teachersExtracurricular activities: Participate in and organize school...

  • Area Sales Executive

    1 week ago

    Bargarh, Orissa, India Premier carbonic pvt ltd Full time ₹ 2,40,000 - ₹ 4,80,000 per year

    Job Summary:We are looking for a Sales Executive to manage and expand our CO₂ business in Odisha, Kolkata, and Chhattisgarh. The ideal candidate will focus on identifying new customers, maintaining strong relationships with existing clients, and supporting business growth initiatives in the region.Freshers with strong communication skills and a passion for...

  • Front Office Receptionist

    1 week ago

    Bargarh, Orissa, India Mssv Architects and Interior Design Studio Full time ₹ 7,500 - ₹ 8,500 per year

    Female candidates only applyFront Office Sales Girl – Paints Division | AFC StoreLocation: Barahguda / Barpali / BargarhCompany: AFC StoreJob Type: Full-timeAbout the Company:AFC Store is a leading retailer of building materials, paints, plumbing, and hardware products in Western Odisha. We are expanding our Paints Division and looking for enthusiastic...

  • Area Sales Executive

    2 weeks ago

    Bargarh, OR, IN Premier carbonic pvt ltd Full time

    Job Summary We are looking for a Sales Executive to manage and expand our CO business in Odisha Kolkata and Chhattisgarh The ideal candidate will focus on identifying new customers maintaining strong relationships with existing clients and supporting business growth initiatives in the region Freshers with strong communication skills and a passion for sales...

  • Prt English

    3 weeks ago

    Bargarh, OR, IN Vedic International School Full time

    Lesson planning Create lesson plans and activities that are appropriate for the students abilities and the curriculum Teaching Teach English to students Assessment Evaluate students work by setting and marking tests and other assessments Feedback Provide feedback to students and other teachers Extracurricular activities Participate in and organize school...

  • Prt English

    6 days ago

    Bargarh, OR, IN Vedic International School Full time

    Lesson planning Create lesson plans and activities that are appropriate for the students abilities and the curriculum Teaching Teach English to students Assessment Evaluate students work by setting and marking tests and other assessments Feedback Provide feedback to students and other teachers Extracurricular activities Participate in and organize school...