Merchant EMI Deputy Vice President

Deputy Vice President - Merchant EMI

About Us

SBI Card is a leading pure-play credit card issuer in India, offering a wide range of credit cards to cater to diverse customer needs. We are constantly innovating to meet the evolving financial needs of our customers, empowering them with digital currency for seamless payment experience and indulge in rewarding benefits. At SBI Card, the motto 'Make Life Simple' inspires every initiative, ensuring that customer convenience is at the forefront of all that we do. We are committed to building an environment where people can thrive and create a better future for everyone.

SBI Card is proud to be an equal opportunity & inclusive employer and welcome employees without any discrimination on the grounds of race, colour, gender, religion, creed, disability, sexual orientation, gender identity, marital status, caste etc. SBI Card is committed to fostering an inclusive and diverse workplace where all employees are treated equally with dignity and respect which makes it a promising place to work.

Join us to shape the future of digital payment in India and unlock your full potential.

What's in it for YOU

1. SBI Card truly lives by the work-life balance philosophy. We offer a robust wellness and wellbeing program to support mental and physical health of our employees
2. Admirable work deserves to be rewarded. We have a well curated bouquet of rewards and recognition program for the employees
3. Dynamic, Inclusive and Diverse team culture
4. Gender Neutral Policy
5. Inclusive Health Benefits for all - Medical Insurance, Personal Accidental, Group Term Life Insurance and Annual Health Checkup, Dental and OPD benefits
6. Commitment to the overall development of an employee through comprehensive learning & development framework

Role Purpose

Responsible for end to end management of Merchant EMI portfolio via Aggregators & third party tie-ups, offers, promotion etc.

Role Accountability

1. Identify & partner with aggregators to increase merchant EMI volumes and income
2. Launch Merchant EMI offers on SBI Card portfolio to increase card spends and EMI volumes
3. Devise and lead implementation of enhancements to existing Merchant EMI products
4. Nurture strategic and tactical partnerships at a National, Regional & city level to garner higher share of EMI spends
5. Monitor EMI spends program execution, measure outcomes and ensure feedback loop on learnings is completed with program owners to fine tune approach for future programs
6. Devise & implement strategies to enhance visibility for SBIC merchant EMI products at merchant locations
7. Liaison with branding agencies to create crisp & clear communications for merchant EMI programs
8. Ensure that the customer complaints & queries pertaining to merchant EMI products are resolved in a timely and satisfactory manner
9. Ensure aggregator invoicing & EMI subvention payment recovery as per agreed TAT
10. Ensure process documentation and compliance adherence

Measures of Success

1. Merchant EMI Overall Volume achievement
2. Merchant EMI Income achievement
3. Increase no of merchants offering SBI Card EMI
4. Incremental Volumes generated through tactical EMI campaigns
5. Customer awareness and Visibility for Merchant EMI at merchants
6. No. of process enhancement and improvement initiatives suggested
7. Process Adherence as per MOU

Technical Skills / Experience / Certifications

1. EMI product and process understanding
2. Understanding of different lending products

Competencies critical to the role

1. Relationship Management
2. Analytical Ability
3. Planning & Organizing
4. Negotiation & Influencing
5. Process Orientation

Qualification

MBA /PGDBM in Marketing or any other relevant discipline

Preferred Industry

BFSI, BNPL