Product Owner – Merchant Acquiring

7 days ago

Mumbai Metropolitan Region, India Dicetek LLC Full time ₹ 6,00,000 - ₹ 18,00,000 per year

Job Purpose (Why does the job exist? What is the unique contribution made by the job holder?)
 To position the bank as the most sought-after Merchant Acquiring solution provider and enhance our acquiring capabilities based on client-led demands and VOC for the bank in UAE and KSA .

 Lead integration and certification discussions with existing schemes in UAE and KSA for enablement across POS and Ecom channels.

 Responsible for the scheme Host certifications in UAE and KSA

 Coordinate with schemes for POS terminal certifications vendors in KSA and UAE.

 Work with internal stakeholders to fulfil the contractual obligations for schemes.

 Manage the processing platform requirements

 Engage with schemes to setup internal processes with onboarding, risk and compliance teams.

 Engage with multiple payment gateways to do the necessary scheme certifications.

 Work with the payment gateways to create a smooth onboarding journey for merchants.

 Work with the processor and schemes to set up the workflow for incoming and outgoing files

 Work with Internal IT to create transaction flow for ONUS transactions

 Work with the processor to manage TMS related issues and track the terminal performance regularly.

 Ensure all the necessary plugins , integrations required for payment gateway platform are covered in the product suite.

 Work with schemes on existing Token migration

 Work with the technology partner for creating post onboarding journeys for payment gateway onboarding

Main Tasks

  • Scheme engagement
  • Scheme certification
  • Scheme compliance
  • Scheme Risk assessment
  • Managing Product backlog
  • Ensure the product bench marking
  • Payment gateway & POS feature enhancements
  • Identify Innovative products and new features
  • Work with processor/technology partner and IT team for payment gateway assessment
  • Work with internal teams to design onboarding flow for merchants on Payment gateway channels.
  • Design the process flow for all the gateways along with processor/technology partner.
  • Design process for payment gateway integration and onboarding

Experiences
6 + years of experience in a product / partnerships/project management role

Experience in digital products, user journey creation and contract negotiations

Past knowledge of working with schemes ( Master/Visa) is a plus

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