Senior Manager

5 days ago


Gurgaon, Haryana, India EXL Service Full time ₹ 12,00,000 - ₹ 36,00,000 per year

Senior Manager

EXL/SM/1546384

Data ManagementGurgaon

Posted On

04 Nov 2025

End Date

19 Dec 2025

Required Experience

5 - 12 Years

Basic Section

Number Of Positions

1

Band

C2

Band Name

Senior Manager

Cost Code

D008804

Campus/Non Campus

NON CAMPUS

Employment Type

Permanent

Requisition Type

New

Max CTC

Complexity Level

-

Work Type

Hybrid – Working Partly From Home And Partly From Office

Organisational

Group

Analytics

Sub Group

Analytics - UK & Europe

Organization

Data Management

LOB

Services

SBU

Analytics

Country

India

City

Gurgaon

Center

EXL Gurgaon Center 39-A

Skills

Skill

TEAM MANAGEMENT

BANKING

MODEL DEVELOPMENT

STATISTICAL ANALYSIS

Minimum Qualification

BTECH

BACHELOR OF STATISTICS

MASTER OF STATISTICS

B.SC.(H)–MATHEMATICS

Certification

No data available

Job Description

Job Description – Credit Risk Model Development (Banking Domain)

  • Develop and enhance credit risk models including Probability of Default (PD), Loss Given Default (LGD), and Exposure at Default (EAD) in alignment with regulatory (Basel/IFRS9/CCAR) and internal risk management frameworks.
  • Build and validate scorecard models for various portfolios (e.g., Retail, SME, Cards, or Wholesale), using statistical and machine learning techniques such as logistic regression, decision trees, and WOE/IV analysis.
  • Perform end-to-end model development, including data extraction, cleansing, feature engineering, model estimation, calibration, validation, and documentation.
  • Work closely with business, risk, and technology teams to ensure accurate model implementation and monitoring of model performance through back-testing and stability assessments.
  • Prepare comprehensive model documentation as per regulatory and internal audit requirements, covering methodology, assumptions, and limitations.
  • Hands-on experience with analytical tools and languages such as Python, SQL, and Excel, and strong understanding of banking products, credit lifecycle, and risk drivers.

Workflow

Workflow Type

L&S-DA-Consulting



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