
Senior Credit Analyst
8 hours ago
Key Responsibilities
1. Advanced Credit Assessment & Financial Analysis
- Independently evaluate financial statements, business models, of micro, small and mid-sized companies in manufacturing, real estate and services sector
- Conduct in-depth sectorial and macroeconomic analysis to identify potential risks.
- Prepare detailed credit assessment memos analysing the company from a standalone as well as market risk perspective
- Provide strategic input into credit risk policies and frameworks.
- Review and approve junior analysts credit assessments and recommendations.
- Present high-value credit proposals to senior management and credit committees.
2. Portfolio Management & Early Warning Systems
- Monitor borrower portfolios, ensuring healthy asset quality.
- Identify early warning signals and recommend corrective measures.
- Mentor and guide junior credit analysts in portfolio tracking and client risk reviews.
Key Skills Required
- Strong Credit Expertise Advanced Understanding of financial statements and credit structuring.
- Leadership & Decision-Making – Ability to mentor junior analysts and take independent credit calls.
- Communication & Presentation Skills – Skilled at articulating credit views to senior stakeholders.
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