Risk Analyst

8 hours ago

Delhi, Delhi, India We credit Full time ₹ 3,00,000 - ₹ 3,50,000 per year

About the Company :

WeCredit is a fast-growing fintech company revolutionizing access to financial products in India. We partner with heading NBFCs to help Customers find the best online financial solutions, including quick and hassle-free loans. Our skilled team aids every step of the way, from Completing your loan documents to ensuring fast disbursal of funds.

About the Role :

We are looking for a proactive and analytical Risk Analyst to join our dynamic team. The ideal candidate will have prior experience in credit risk analysis, portfolio performance tracking, and risk modelling within the fintech or NBFC ecosystem. This role will directly contribute to building scalable, compliant, and data-driven risk systems that support our business growth and sustainability.

Key Responsibilities :

  • Analyse credit risk performance across borrower segments and products.

  • Develop and refine risk models, scorecards, and decision frameworks using internal and external data.

  • Monitor key risk indicators (KRIs) and recommend corrective actions for portfolio health.

  • Collaborate with product, data, and lending teams to create and iterate risk strategies.

  • Assist in fraud risk management initiatives using data insights and technology tools.

  • Conduct stress testing and scenario analysis to assess credit portfolio vulnerability.

  • Ensure compliance with regulatory guidelines (RBI, NBFC norms) and internal risk policies.

  • Support audits, regulatory inspections, and risk-related documentation.

Requirements :

  • Bachelors or Masters degree in Finance, Economics, Statistics, Mathematics, or related field.

  • 0-1 years of experience as a Risk Analyst in a Fintech, NBFC, Bank, or Credit Bureau.

  • Strong knowledge of credit risk principles, scorecards, and lending operations.

  • Hands-on experience with data tools such as Excel, SQL, Python/R (basic level), and visualization tools (Power BI/Tableau).

  • Understanding of RBI regulatory framework, NBFC norms, and credit risk compliance.

  • Excellent analytical, communication, and problem-solving skills.

  • Prior experience in consumer lending, personal loans, or SME loans is a plus.

Job Type: Full-time

Pay: ₹300, ₹350,000.00 per year

Application Question(s):

  • Current Salary
  • Expected Salary
  • Are you comfortable with Saket location ?
  • Are you comfortable working for 6 days a week ?
  • Are you comfortable with a 1.5 year bond ?
  • What is your notice period ?

Work Location: In person

  • Risk Analyst

    3 weeks ago

    Delhi, Delhi, India WeCredit Full time

    About the Role :We are looking for a highly analytical and detail-oriented Risk Analyst to join our team. The candidate will be responsible for identifying, analyzing, and mitigating potential risks in our lending operations, as well as designing effective risk policies and frameworks. Strong expertise in SQL is a must for handling large data sets and...

  • Risk and Compliance Analyst

    2 weeks ago

    Delhi, Delhi, India The Kaptive Full time

    Job Title: Risk & Compliance AnalystLocation: New Delhi, India Experience: 0-4 years Company: The Kaptive Client: A licensed European digital platform Job Type: Full-TimeAbout The KaptiveThe Kaptive provides managed services and advisory for global companies in risk, compliance, and digital operations. We focus on expertise and outcomes over scale.The...

  • Risk Analyst

    3 weeks ago

    Delhi, Delhi, India PaySprint Private Limited Full time

    About Us:Established in December 2020, PaySprint Private Limited has rapidly emerged as one of India's fastest-growing B2B Banking FinTech and RegTech infrastructure companies. With a clear mission to revolutionise digital finance across Bharat, PaySprint is building robust, scalable, and compliant technology infrastructure that empowers financial...

  • Head of Credit Risk

    2 weeks ago

    Delhi, Delhi, India Baid Stock Broking Services Full time ₹ 15,00,000 - ₹ 28,00,000 per year

    We are seeking an experienced and detail-oriented Credit Head to lead our credit assessment and risk management functions. This pivotal role is responsible for ensuring sound lending practices and minimizing credit risk associated with loan disbursement. The ideal candidate will possess a strong analytical background, deep expertise in credit risk...

  • Risk Portfolio Analyst

    2 weeks ago

    Delhi, Delhi, India beBeePortfolioManager Full time ₹ 48,00,000 - ₹ 72,00,000

    Portfolio Manager RoleWe are seeking a skilled Portfolio Manager to join our team. As a key member of our Corporate Finance LOBs, you will be responsible for undertaking key activities in portfolio management, identifying strengths and early delinquency indicators to build a strong book.Main Responsibilities:Preparing dashboards for trend analysis and...

  • lead analyst

    4 days ago

    Delhi, Delhi, India ACER Credit Rating Pvt. Ltd. Full time ₹ 12,00,000 - ₹ 36,00,000 per year

    Job Title: Lead Analyst – Risk ModellingLocation: MumbaiDepartment: Credit Rating and ResearchReporting To: Chief Ratings OfficerQualification: Bachelor's in Finance / Statistics / Mathematics / Data Science / Computer Engg. / IT / Economics, Chartered Accountant, or related fieldEmployment Type: Full-timePreferred Availability:Immediate StartAbout the...

  • Data Business Analyst

    2 weeks ago

    Delhi, Delhi, India beBeeData Full time ₹ 5,00,000 - ₹ 8,00,000

    Data Business AnalystWe are seeking a highly skilled Data Business Analyst to lead and contribute to data-centric projects within banking risk domains.Lead and support data migration and validation projects for banking risk and treasury systems.Ability to trace data lineage, mapping tables and understand the impact of data on ALM reports.Understand,...

  • lead analyst

    3 weeks ago

    Delhi, Delhi, India ACER Credit Rating Pvt. Ltd. Full time

    Job Title : Lead Analyst – Risk Modelling Location : Mumbai Department : Credit Rating and Research Reporting To : Chief Ratings Officer Qualification : Bachelor's in Finance / Statistics / Mathematics / Data Science / Computer Engg. / IT / Economics, Chartered Accountant, or related field Employment Type : Full-time Preferred Availability: Immediate...

  • Secondary Market Analyst

    2 days ago

    Delhi, Delhi, India Krazy Mantra HR Solutions Pvt. Ltd Full time ₹ 9,00,000 - ₹ 12,00,000 per year

    We are seeking a detail-oriented Secondary Market Analyst to support pricing, risk management, and investor relations within mortgage operations.Key Responsibilities:Monitor mortgage market trends and provide daily pricing updates. Required Candidate profileAnalyze pipeline reports to mitigate interest rate risk.Support lock desk with rate locks,...

  • Senior Credit Analyst

    3 weeks ago

    Delhi, Delhi, India Indusind Bank Full time

    Job DescriptionThe Senior Credit Analyst will assess credit risk for potential clients.Responsibilities include evaluating credit applications, preparing reports, and making recommendations based on financial analysis.Strong analytical abilities, financial expertise, and attention to detail are essential for success in this role.